The typical owner-occupied home in Upton is worth about $160,400, 48% below the Wyoming median of $309,700 and 52% below the national median of $332,700. Owners pay a median $1,410 a year in property taxes, about 0.88% of their home's value, higher than the Wyoming rate of 0.57%. The median household earns $58,182 a year, so the median home costs 2.8 times the median income (4.1 times for Wyoming). 77% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.
Upton at a glance
| Upton | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $160,400 | $309,700 | $332,700 |
| Median property tax paid per year | $1,410 | $1,767 | $3,119 |
| Property tax as a share of value | 0.88% | 0.57% | 0.94% |
| Median household income | $58,182 | $76,176 | $80,734 |
| Homes lived in by their owners | 77% | 72% | 65% |
| Owner homes with a mortgage | 46% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,185 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 14.1% | 21.0% | 21.0% |
| Median rent | – | $992 | $1,413 |
| Rent as a share of renters' income | 31.5% | 27.0% | 30.6% |
| Median year homes were built | 1958 | 1981 | 1980 |
| Vacant homes | 6.6% | 12.2% | 10.1% |
| Population | 892 | 582,397 | 334,922,499 |
What a typical home costs per month in Upton
At this week's average 30-year rate of 7.11%, buying the median Upton home of $160,400 with 20% down costs about $1,048 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,315, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $44,901 for the 20%-down payment. That payment is 22% of the median Upton household income of $58,182; at that income and 20% down, the 28% guideline points to a home of about $208,000.
| Down payment | $32,080 |
|---|---|
| Loan amount | $128,320 |
| Principal and interest | $863 |
| Property taxes (0.88% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,048 |
Change the numbers in the calculator
| Down payment | $5,614 |
|---|---|
| Loan amount | $157,495 |
| Principal and interest | $1,059 |
| Property taxes (0.88% a year) | $118 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $71 |
| Total per month | $1,315 |
Change the numbers in the calculator
Questions about home buying in Upton
What is the median home value in Upton?
About $160,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Upton?
Homeowners pay a median $1,410 a year, which is about 0.88% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Upton?
For the median home with 20% down at 7.11%, the payment is about $1,048 a month. Keeping that under 28% of gross income takes about $44,901 a year.
More about Upton
- Mortgage Refinance in Upton
- Debt Relief in Upton
- Home Equity Loans in Upton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data