The typical owner-occupied home in Ten Sleep is worth about $255,000, 18% below the Wyoming median of $309,700 and 23% below the national median of $332,700. Owners pay a median $1,472 a year in property taxes, about 0.58% of their home's value, close to the Wyoming rate of 0.57%. The median household earns $46,875 a year, so the median home costs 5.4 times the median income (4.1 times for Wyoming). 55% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Ten Sleep at a glance
| Ten Sleep | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $255,000 | $309,700 | $332,700 |
| Median property tax paid per year | $1,472 | $1,767 | $3,119 |
| Property tax as a share of value | 0.58% | 0.57% | 0.94% |
| Median household income | $46,875 | $76,176 | $80,734 |
| Homes lived in by their owners | 55% | 72% | 65% |
| Owner homes with a mortgage | 44% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,929 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 16.4% | 21.0% | 21.0% |
| Median rent | $750 | $992 | $1,413 |
| Rent as a share of renters' income | 20.0% | 27.0% | 30.6% |
| Median year homes were built | 1984 | 1981 | 1980 |
| Vacant homes | 8.3% | 12.2% | 10.1% |
| Population | 239 | 582,397 | 334,922,499 |
What a typical home costs per month in Ten Sleep
At this week's average 30-year rate of 7.11%, buying the median Ten Sleep home of $255,000 with 20% down costs about $1,602 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,027, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,649 for the 20%-down payment. That payment is 41% of the median Ten Sleep household income of $46,875; at that income and 20% down, the 28% guideline points to a home of about $174,000.
The median rent here is $750 a month, so owning the median home costs about $852 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $51,000 |
|---|---|
| Loan amount | $204,000 |
| Principal and interest | $1,372 |
| Property taxes (0.58% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $106 |
| PMI | $0 |
| Total per month | $1,602 |
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| Down payment | $8,925 |
|---|---|
| Loan amount | $250,381 |
| Principal and interest | $1,684 |
| Property taxes (0.58% a year) | $123 |
| Homeowners insurance (our estimate, 0.5% a year) | $106 |
| FHA mortgage insurance | $113 |
| Total per month | $2,027 |
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Questions about home buying in Ten Sleep
What is the median home value in Ten Sleep?
About $255,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ten Sleep?
Homeowners pay a median $1,472 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ten Sleep?
For the median home with 20% down at 7.11%, the payment is about $1,602 a month. Keeping that under 28% of gross income takes about $68,649 a year.
More about Ten Sleep
- Mortgage Refinance in Ten Sleep
- Debt Relief in Ten Sleep
- Home Equity Loans in Ten Sleep
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data