The typical owner-occupied home in Wamsutter is worth about $98,700, 68% below the Wyoming median of $309,700 and 70% below the national median of $332,700. The median household earns $57,298 a year, so the median home costs 1.7 times the median income (4.1 times for Wyoming). 62% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Wamsutter at a glance
| Wamsutter | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $98,700 | $309,700 | $332,700 |
| Median property tax paid per year | – | $1,767 | $3,119 |
| Median household income | $57,298 | $76,176 | $80,734 |
| Homes lived in by their owners | 62% | 72% | 65% |
| Owner homes with a mortgage | 22% | 56% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,754 | $1,963 |
| Median rent | – | $992 | $1,413 |
| Median year homes were built | 1989 | 1981 | 1980 |
| Vacant homes | 39.2% | 12.2% | 10.1% |
| Population | 269 | 582,397 | 334,922,499 |
What a typical home costs per month in Wamsutter
At this week's average 30-year rate of 7.11%, buying the median Wamsutter home of $98,700 with 20% down costs about $663 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $827, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,404 for the 20%-down payment. That payment is 14% of the median Wamsutter household income of $57,298; at that income and 20% down, the 28% guideline points to a home of about $199,000.
| Down payment | $19,740 |
|---|---|
| Loan amount | $78,960 |
| Principal and interest | $531 |
| Property taxes (1.10% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $663 |
Change the numbers in the calculator
| Down payment | $3,454 |
|---|---|
| Loan amount | $96,912 |
| Principal and interest | $652 |
| Property taxes (1.10% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $44 |
| Total per month | $827 |
Change the numbers in the calculator
Questions about home buying in Wamsutter
What is the median home value in Wamsutter?
About $98,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Wamsutter?
For the median home with 20% down at 7.11%, the payment is about $663 a month. Keeping that under 28% of gross income takes about $28,404 a year.
More about Wamsutter
- Mortgage Refinance in Wamsutter
- Debt Relief in Wamsutter
- Home Equity Loans in Wamsutter
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data