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Buying a home in Pinedale, Wyoming

The typical owner-occupied home in Pinedale is worth about $319,200, 3% above the Wyoming median of $309,700 and 4% below the national median of $332,700. Owners pay a median $1,364 a year in property taxes, about 0.43% of their home's value, lower than the Wyoming rate of 0.57%. The median household earns $58,500 a year, so the median home costs 5.5 times the median income (4.1 times for Wyoming). 66% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.

Pinedale at a glance

Pinedale Wyoming U.S.
Median home value $319,200 $309,700 $332,700
Median property tax paid per year $1,364 $1,767 $3,119
Property tax as a share of value 0.43% 0.57% 0.94%
Median household income $58,500 $76,176 $80,734
Homes lived in by their owners 66% 72% 65%
Owner homes with a mortgage 44% 56% 61%
Median monthly costs, owners with a mortgage $1,717 $1,754 $1,963
Those costs as a share of the owners' income 16.0% 21.0% 21.0%
Median rent $1,309 $992 $1,413
Rent as a share of renters' income 32.9% 27.0% 30.6%
Median year homes were built 1978 1981 1980
Vacant homes 27.2% 12.2% 10.1%
Population 2,048 582,397 334,922,499

What a typical home costs per month in Pinedale

At this week's average 30-year rate of 7.11%, buying the median Pinedale home of $319,200 with 20% down costs about $1,965 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,497, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,223 for the 20%-down payment. That payment is 40% of the median Pinedale household income of $58,500; at that income and 20% down, the 28% guideline points to a home of about $222,000.

The median rent here is $1,309 a month, so owning the median home costs about $656 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$63,840
Loan amount$255,360
Principal and interest$1,718
Property taxes (0.43% a year)$114
Homeowners insurance (our estimate, 0.5% a year)$133
PMI$0
Total per month$1,965

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3.5% down, 30-year FHA loan
Down payment$11,172
Loan amount$313,418
Principal and interest$2,108
Property taxes (0.43% a year)$114
Homeowners insurance (our estimate, 0.5% a year)$133
FHA mortgage insurance$141
Total per month$2,497

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Questions about home buying in Pinedale

What is the median home value in Pinedale?

About $319,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pinedale?

Homeowners pay a median $1,364 a year, which is about 0.43% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pinedale?

For the median home with 20% down at 7.11%, the payment is about $1,965 a month. Keeping that under 28% of gross income takes about $84,223 a year.

More about Pinedale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data