The typical owner-occupied home in Hartville is worth about $245,000, 21% below the Wyoming median of $309,700 and 26% below the national median of $332,700. Owners pay a median $1,325 a year in property taxes, about 0.54% of their home's value, lower than the Wyoming rate of 0.57%. The median household earns $62,679 a year, so the median home costs 3.9 times the median income (4.1 times for Wyoming). 78% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Hartville at a glance
| Hartville | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $245,000 | $309,700 | $332,700 |
| Median property tax paid per year | $1,325 | $1,767 | $3,119 |
| Property tax as a share of value | 0.54% | 0.57% | 0.94% |
| Median household income | $62,679 | $76,176 | $80,734 |
| Homes lived in by their owners | 78% | 72% | 65% |
| Owner homes with a mortgage | 66% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,763 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 35.3% | 21.0% | 21.0% |
| Median rent | – | $992 | $1,413 |
| Median year homes were built | 1956 | 1981 | 1980 |
| Vacant homes | 0.0% | 12.2% | 10.1% |
| Population | 88 | 582,397 | 334,922,499 |
What a typical home costs per month in Hartville
At this week's average 30-year rate of 7.11%, buying the median Hartville home of $245,000 with 20% down costs about $1,531 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,939, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,607 for the 20%-down payment. That payment is 29% of the median Hartville household income of $62,679; at that income and 20% down, the 28% guideline points to a home of about $234,000.
| Down payment | $49,000 |
|---|---|
| Loan amount | $196,000 |
| Principal and interest | $1,318 |
| Property taxes (0.54% a year) | $110 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| PMI | $0 |
| Total per month | $1,531 |
Change the numbers in the calculator
| Down payment | $8,575 |
|---|---|
| Loan amount | $240,562 |
| Principal and interest | $1,618 |
| Property taxes (0.54% a year) | $110 |
| Homeowners insurance (our estimate, 0.5% a year) | $102 |
| FHA mortgage insurance | $108 |
| Total per month | $1,939 |
Change the numbers in the calculator
Questions about home buying in Hartville
What is the median home value in Hartville?
About $245,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hartville?
Homeowners pay a median $1,325 a year, which is about 0.54% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hartville?
For the median home with 20% down at 7.11%, the payment is about $1,531 a month. Keeping that under 28% of gross income takes about $65,607 a year.
More about Hartville
- Mortgage Refinance in Hartville
- Debt Relief in Hartville
- Home Equity Loans in Hartville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data