The typical owner-occupied home in Opal is worth about $106,300, 66% below the Wyoming median of $309,700 and 68% below the national median of $332,700. Owners pay a median $340 a year in property taxes, about 0.32% of their home's value, lower than the Wyoming rate of 0.57%. 87% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.
Opal at a glance
| Opal | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $106,300 | $309,700 | $332,700 |
| Median property tax paid per year | $340 | $1,767 | $3,119 |
| Property tax as a share of value | 0.32% | 0.57% | 0.94% |
| Median household income | – | $76,176 | $80,734 |
| Homes lived in by their owners | 87% | 72% | 65% |
| Owner homes with a mortgage | 27% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $975 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 30.6% | 21.0% | 21.0% |
| Median rent | – | $992 | $1,413 |
| Median year homes were built | 1990 | 1981 | 1980 |
| Vacant homes | 57.1% | 12.2% | 10.1% |
| Population | 77 | 582,397 | 334,922,499 |
What a typical home costs per month in Opal
At this week's average 30-year rate of 7.11%, buying the median Opal home of $106,300 with 20% down costs about $645 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $822, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,630 for the 20%-down payment.
| Down payment | $21,260 |
|---|---|
| Loan amount | $85,040 |
| Principal and interest | $572 |
| Property taxes (0.32% a year) | $28 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $645 |
Change the numbers in the calculator
| Down payment | $3,720 |
|---|---|
| Loan amount | $104,375 |
| Principal and interest | $702 |
| Property taxes (0.32% a year) | $28 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $47 |
| Total per month | $822 |
Change the numbers in the calculator
Questions about home buying in Opal
What is the median home value in Opal?
About $106,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Opal?
Homeowners pay a median $340 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Opal?
For the median home with 20% down at 7.11%, the payment is about $645 a month. Keeping that under 28% of gross income takes about $27,630 a year.
More about Opal
- Mortgage Refinance in Opal
- Debt Relief in Opal
- Home Equity Loans in Opal
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data