The typical owner-occupied home in Fort Laramie is worth about $100,000, 68% below the Wyoming median of $309,700 and 70% below the national median of $332,700. Owners pay a median $810 a year in property taxes, about 0.81% of their home's value, higher than the Wyoming rate of 0.57%. The median household earns $39,615 a year, so the median home costs 2.5 times the median income (4.1 times for Wyoming). 71% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Fort Laramie at a glance
| Fort Laramie | Wyoming | U.S. | |
|---|---|---|---|
| Median home value | $100,000 | $309,700 | $332,700 |
| Median property tax paid per year | $810 | $1,767 | $3,119 |
| Property tax as a share of value | 0.81% | 0.57% | 0.94% |
| Median household income | $39,615 | $76,176 | $80,734 |
| Homes lived in by their owners | 71% | 72% | 65% |
| Owner homes with a mortgage | 57% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $988 | $1,754 | $1,963 |
| Those costs as a share of the owners' income | 22.9% | 21.0% | 21.0% |
| Median rent | $1,023 | $992 | $1,413 |
| Rent as a share of renters' income | 20.6% | 27.0% | 30.6% |
| Median year homes were built | 1950 | 1981 | 1980 |
| Vacant homes | 20.3% | 12.2% | 10.1% |
| Population | 252 | 582,397 | 334,922,499 |
What a typical home costs per month in Fort Laramie
At this week's average 30-year rate of 7.11%, buying the median Fort Laramie home of $100,000 with 20% down costs about $647 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $814, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,743 for the 20%-down payment. That payment is 20% of the median Fort Laramie household income of $39,615; at that income and 20% down, the 28% guideline points to a home of about $143,000.
The median rent here is $1,023 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,000 |
|---|---|
| Loan amount | $80,000 |
| Principal and interest | $538 |
| Property taxes (0.81% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| PMI | $0 |
| Total per month | $647 |
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| Down payment | $3,500 |
|---|---|
| Loan amount | $98,189 |
| Principal and interest | $661 |
| Property taxes (0.81% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| FHA mortgage insurance | $44 |
| Total per month | $814 |
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Questions about home buying in Fort Laramie
What is the median home value in Fort Laramie?
About $100,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fort Laramie?
Homeowners pay a median $810 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fort Laramie?
For the median home with 20% down at 7.11%, the payment is about $647 a month. Keeping that under 28% of gross income takes about $27,743 a year.
More about Fort Laramie
- Mortgage Refinance in Fort Laramie
- Debt Relief in Fort Laramie
- Home Equity Loans in Fort Laramie
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data