The typical owner-occupied home in North Hartland is worth about $420,000, 33% above the Vermont median of $316,600 and 26% above the national median of $332,700. The median household earns $51,161 a year, so the median home costs 8.2 times the median income (3.9 times for Vermont). 54% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.
North Hartland at a glance
| North Hartland | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $420,000 | $316,600 | $332,700 |
| Median property tax paid per year | – | $5,039 | $3,119 |
| Median household income | $51,161 | $81,203 | $80,734 |
| Homes lived in by their owners | 54% | 73% | 65% |
| Owner homes with a mortgage | 20% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,907 | $1,963 |
| Median rent | – | $1,234 | $1,413 |
| Median year homes were built | 1956 | 1976 | 1980 |
| Vacant homes | 16.0% | 19.4% | 10.1% |
| Population | 322 | 647,106 | 334,922,499 |
What a typical home costs per month in North Hartland
At this week's average 30-year rate of 7.11%, buying the median North Hartland home of $420,000 with 20% down costs about $2,820 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,520, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $120,870 for the 20%-down payment. That payment is 66% of the median North Hartland household income of $51,161; at that income and 20% down, the 28% guideline points to a home of about $178,000.
| Down payment | $84,000 |
|---|---|
| Loan amount | $336,000 |
| Principal and interest | $2,260 |
| Property taxes (1.10% a year) | $385 |
| Homeowners insurance (our estimate, 0.5% a year) | $175 |
| PMI | $0 |
| Total per month | $2,820 |
Change the numbers in the calculator
| Down payment | $14,700 |
|---|---|
| Loan amount | $412,393 |
| Principal and interest | $2,774 |
| Property taxes (1.10% a year) | $385 |
| Homeowners insurance (our estimate, 0.5% a year) | $175 |
| FHA mortgage insurance | $186 |
| Total per month | $3,520 |
Change the numbers in the calculator
Questions about home buying in North Hartland
What is the median home value in North Hartland?
About $420,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in North Hartland?
For the median home with 20% down at 7.11%, the payment is about $2,820 a month. Keeping that under 28% of gross income takes about $120,870 a year.
More about North Hartland
- Mortgage Refinance in North Hartland
- Debt Relief in North Hartland
- Home Equity Loans in North Hartland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data