The typical owner-occupied home in Pittsford is worth about $158,900, 50% below the Vermont median of $316,600 and 52% below the national median of $332,700. Owners pay a median $2,711 a year in property taxes, about 1.71% of their home's value, higher than the Vermont rate of 1.59%. The median household earns $51,094 a year, so the median home costs 3.1 times the median income (3.9 times for Vermont). 90% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Pittsford at a glance
| Pittsford | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $158,900 | $316,600 | $332,700 |
| Median property tax paid per year | $2,711 | $5,039 | $3,119 |
| Property tax as a share of value | 1.71% | 1.59% | 0.94% |
| Median household income | $51,094 | $81,203 | $80,734 |
| Homes lived in by their owners | 90% | 73% | 65% |
| Owner homes with a mortgage | 60% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,676 | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 28.9% | 21.7% | 21.0% |
| Median rent | – | $1,234 | $1,413 |
| Rent as a share of renters' income | 34.0% | 29.4% | 30.6% |
| Median year homes were built | 1957 | 1976 | 1980 |
| Vacant homes | 20.8% | 19.4% | 10.1% |
| Population | 891 | 647,106 | 334,922,499 |
What a typical home costs per month in Pittsford
At this week's average 30-year rate of 7.11%, buying the median Pittsford home of $158,900 with 20% down costs about $1,148 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,412, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,191 for the 20%-down payment. That payment is 27% of the median Pittsford household income of $51,094; at that income and 20% down, the 28% guideline points to a home of about $165,000.
| Down payment | $31,780 |
|---|---|
| Loan amount | $127,120 |
| Principal and interest | $855 |
| Property taxes (1.71% a year) | $226 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| PMI | $0 |
| Total per month | $1,148 |
Change the numbers in the calculator
| Down payment | $5,562 |
|---|---|
| Loan amount | $156,022 |
| Principal and interest | $1,050 |
| Property taxes (1.71% a year) | $226 |
| Homeowners insurance (our estimate, 0.5% a year) | $66 |
| FHA mortgage insurance | $70 |
| Total per month | $1,412 |
Change the numbers in the calculator
Questions about home buying in Pittsford
What is the median home value in Pittsford?
About $158,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pittsford?
Homeowners pay a median $2,711 a year, which is about 1.71% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pittsford?
For the median home with 20% down at 7.11%, the payment is about $1,148 a month. Keeping that under 28% of gross income takes about $49,191 a year.
More about Pittsford
- Mortgage Refinance in Pittsford
- Debt Relief in Pittsford
- Home Equity Loans in Pittsford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data