The typical owner-occupied home in Hinesburg is worth about $379,400, 20% above the Vermont median of $316,600 and 14% above the national median of $332,700. Owners pay a median $5,662 a year in property taxes, about 1.49% of their home's value, lower than the Vermont rate of 1.59%. The median household earns $54,661 a year, so the median home costs 6.9 times the median income (3.9 times for Vermont). 29% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Hinesburg at a glance
| Hinesburg | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $379,400 | $316,600 | $332,700 |
| Median property tax paid per year | $5,662 | $5,039 | $3,119 |
| Property tax as a share of value | 1.49% | 1.59% | 0.94% |
| Median household income | $54,661 | $81,203 | $80,734 |
| Homes lived in by their owners | 29% | 73% | 65% |
| Owner homes with a mortgage | 66% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,691 | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 32.5% | 21.7% | 21.0% |
| Median rent | $1,650 | $1,234 | $1,413 |
| Rent as a share of renters' income | 36.0% | 29.4% | 30.6% |
| Median year homes were built | 1994 | 1976 | 1980 |
| Vacant homes | 0.0% | 19.4% | 10.1% |
| Population | 733 | 647,106 | 334,922,499 |
What a typical home costs per month in Hinesburg
At this week's average 30-year rate of 7.11%, buying the median Hinesburg home of $379,400 with 20% down costs about $2,671 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,303, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $114,470 for the 20%-down payment. That payment is 59% of the median Hinesburg household income of $54,661; at that income and 20% down, the 28% guideline points to a home of about $181,000.
The median rent here is $1,650 a month, so owning the median home costs about $1,021 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $75,880 |
|---|---|
| Loan amount | $303,520 |
| Principal and interest | $2,042 |
| Property taxes (1.49% a year) | $471 |
| Homeowners insurance (our estimate, 0.5% a year) | $158 |
| PMI | $0 |
| Total per month | $2,671 |
Change the numbers in the calculator
| Down payment | $13,279 |
|---|---|
| Loan amount | $372,528 |
| Principal and interest | $2,506 |
| Property taxes (1.49% a year) | $471 |
| Homeowners insurance (our estimate, 0.5% a year) | $158 |
| FHA mortgage insurance | $168 |
| Total per month | $3,303 |
Change the numbers in the calculator
Questions about home buying in Hinesburg
What is the median home value in Hinesburg?
About $379,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hinesburg?
Homeowners pay a median $5,662 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hinesburg?
For the median home with 20% down at 7.11%, the payment is about $2,671 a month. Keeping that under 28% of gross income takes about $114,470 a year.
More about Hinesburg
- Mortgage Refinance in Hinesburg
- Debt Relief in Hinesburg
- Home Equity Loans in Hinesburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data