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Buying a home in Barnet, Vermont

The typical owner-occupied home in Barnet is worth about $204,200, 36% below the Vermont median of $316,600 and 39% below the national median of $332,700. Owners pay a median $2,950 a year in property taxes, about 1.44% of their home's value, lower than the Vermont rate of 1.59%. The median household earns $57,917 a year, so the median home costs 3.5 times the median income (3.9 times for Vermont). 100% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Barnet at a glance

Barnet Vermont U.S.
Median home value $204,200 $316,600 $332,700
Median property tax paid per year $2,950 $5,039 $3,119
Property tax as a share of value 1.44% 1.59% 0.94%
Median household income $57,917 $81,203 $80,734
Homes lived in by their owners 100% 73% 65%
Owner homes with a mortgage 26% 60% 61%
Median monthly costs, owners with a mortgage – $1,907 $1,963
Median rent – $1,234 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 0.0% 19.4% 10.1%
Population 61 647,106 334,922,499

What a typical home costs per month in Barnet

At this week's average 30-year rate of 7.11%, buying the median Barnet home of $204,200 with 20% down costs about $1,429 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,769, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,245 for the 20%-down payment. That payment is 30% of the median Barnet household income of $57,917; at that income and 20% down, the 28% guideline points to a home of about $193,000.

20% down, 30-year conventional loan
Down payment$40,840
Loan amount$163,360
Principal and interest$1,099
Property taxes (1.44% a year)$245
Homeowners insurance (our estimate, 0.5% a year)$85
PMI$0
Total per month$1,429

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3.5% down, 30-year FHA loan
Down payment$7,147
Loan amount$200,501
Principal and interest$1,349
Property taxes (1.44% a year)$245
Homeowners insurance (our estimate, 0.5% a year)$85
FHA mortgage insurance$90
Total per month$1,769

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Questions about home buying in Barnet

What is the median home value in Barnet?

About $204,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Barnet?

Homeowners pay a median $2,950 a year, which is about 1.44% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Barnet?

For the median home with 20% down at 7.11%, the payment is about $1,429 a month. Keeping that under 28% of gross income takes about $61,245 a year.

More about Barnet

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data