The typical owner-occupied home in Blountville is worth about $177,300, 38% below the Tennessee median of $286,700 and 47% below the national median of $332,700. Owners pay a median $853 a year in property taxes, about 0.48% of their home's value, close to the Tennessee rate of 0.50%. The median household earns $54,754 a year, so the median home costs 3.2 times the median income (4.1 times for Tennessee). 80% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Blountville at a glance
| Blountville | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $177,300 | $286,700 | $332,700 |
| Median property tax paid per year | $853 | $1,442 | $3,119 |
| Property tax as a share of value | 0.48% | 0.50% | 0.94% |
| Median household income | $54,754 | $69,595 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 43% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,167 | $1,566 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 19.6% | 21.0% |
| Median rent | $1,192 | $1,189 | $1,413 |
| Rent as a share of renters' income | 24.2% | 29.5% | 30.6% |
| Median year homes were built | 1973 | 1987 | 1980 |
| Vacant homes | 8.4% | 10.2% | 10.1% |
| Population | 3,309 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Blountville
At this week's average 30-year rate of 7.11%, buying the median Blountville home of $177,300 with 20% down costs about $1,099 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,394, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,099 for the 20%-down payment. That payment is 24% of the median Blountville household income of $54,754; at that income and 20% down, the 28% guideline points to a home of about $206,000.
The median rent here is $1,192 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $35,460 |
|---|---|
| Loan amount | $141,840 |
| Principal and interest | $954 |
| Property taxes (0.48% a year) | $71 |
| Homeowners insurance (our estimate, 0.5% a year) | $74 |
| PMI | $0 |
| Total per month | $1,099 |
Change the numbers in the calculator
| Down payment | $6,206 |
|---|---|
| Loan amount | $174,089 |
| Principal and interest | $1,171 |
| Property taxes (0.48% a year) | $71 |
| Homeowners insurance (our estimate, 0.5% a year) | $74 |
| FHA mortgage insurance | $78 |
| Total per month | $1,394 |
Change the numbers in the calculator
Questions about home buying in Blountville
What is the median home value in Blountville?
About $177,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Blountville?
Homeowners pay a median $853 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Blountville?
For the median home with 20% down at 7.11%, the payment is about $1,099 a month. Keeping that under 28% of gross income takes about $47,099 a year.
More about Blountville
- Mortgage Refinance in Blountville
- Debt Relief in Blountville
- Home Equity Loans in Blountville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data