The typical owner-occupied home in Sevierville is worth about $289,600, about the same as the Tennessee median of $286,700 and 13% below the national median of $332,700. Owners pay a median $1,073 a year in property taxes, about 0.37% of their home's value, lower than the Tennessee rate of 0.50%. The median household earns $52,421 a year, so the median home costs 5.5 times the median income (4.1 times for Tennessee). 51% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Sevierville at a glance
| Sevierville | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $289,600 | $286,700 | $332,700 |
| Median property tax paid per year | $1,073 | $1,442 | $3,119 |
| Property tax as a share of value | 0.37% | 0.50% | 0.94% |
| Median household income | $52,421 | $69,595 | $80,734 |
| Homes lived in by their owners | 51% | 67% | 65% |
| Owner homes with a mortgage | 55% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,550 | $1,566 | $1,963 |
| Those costs as a share of the owners' income | 21.7% | 19.6% | 21.0% |
| Median rent | $1,081 | $1,189 | $1,413 |
| Rent as a share of renters' income | 31.8% | 29.5% | 30.6% |
| Median year homes were built | 1994 | 1987 | 1980 |
| Vacant homes | 17.9% | 10.2% | 10.1% |
| Population | 18,397 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Sevierville
At this week's average 30-year rate of 7.11%, buying the median Sevierville home of $289,600 with 20% down costs about $1,768 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,251, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $75,792 for the 20%-down payment. That payment is 40% of the median Sevierville household income of $52,421; at that income and 20% down, the 28% guideline points to a home of about $200,000.
The median rent here is $1,081 a month, so owning the median home costs about $687 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,920 |
|---|---|
| Loan amount | $231,680 |
| Principal and interest | $1,559 |
| Property taxes (0.37% a year) | $89 |
| Homeowners insurance (our estimate, 0.5% a year) | $121 |
| PMI | $0 |
| Total per month | $1,768 |
Change the numbers in the calculator
| Down payment | $10,136 |
|---|---|
| Loan amount | $284,355 |
| Principal and interest | $1,913 |
| Property taxes (0.37% a year) | $89 |
| Homeowners insurance (our estimate, 0.5% a year) | $121 |
| FHA mortgage insurance | $128 |
| Total per month | $2,251 |
Change the numbers in the calculator
Questions about home buying in Sevierville
What is the median home value in Sevierville?
About $289,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sevierville?
Homeowners pay a median $1,073 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sevierville?
For the median home with 20% down at 7.11%, the payment is about $1,768 a month. Keeping that under 28% of gross income takes about $75,792 a year.
More about Sevierville
- Mortgage Refinance in Sevierville
- Debt Relief in Sevierville
- Home Equity Loans in Sevierville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data