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Buying a home in Trimble, Tennessee

The typical owner-occupied home in Trimble is worth about $80,900, 72% below the Tennessee median of $286,700 and 76% below the national median of $332,700. Owners pay a median $645 a year in property taxes, about 0.80% of their home's value, higher than the Tennessee rate of 0.50%. The median household earns $51,750 a year, so the median home costs 1.6 times the median income (4.1 times for Tennessee). 80% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

Trimble at a glance

Trimble Tennessee U.S.
Median home value $80,900 $286,700 $332,700
Median property tax paid per year $645 $1,442 $3,119
Property tax as a share of value 0.80% 0.50% 0.94%
Median household income $51,750 $69,595 $80,734
Homes lived in by their owners 80% 67% 65%
Owner homes with a mortgage 50% 58% 61%
Median monthly costs, owners with a mortgage $1,106 $1,566 $1,963
Those costs as a share of the owners' income 23.8% 19.6% 21.0%
Median rent $743 $1,189 $1,413
Rent as a share of renters' income 19.3% 29.5% 30.6%
Median year homes were built 1967 1987 1980
Vacant homes 17.9% 10.2% 10.1%
Population 554 7,066,383 334,922,499

What a typical home costs per month in Trimble

At this week's average 30-year rate of 7.11%, buying the median Trimble home of $80,900 with 20% down costs about $523 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $658, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,415 for the 20%-down payment. That payment is 12% of the median Trimble household income of $51,750; at that income and 20% down, the 28% guideline points to a home of about $187,000.

The median rent here is $743 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$16,180
Loan amount$64,720
Principal and interest$435
Property taxes (0.80% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$34
PMI$0
Total per month$523

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3.5% down, 30-year FHA loan
Down payment$2,832
Loan amount$79,435
Principal and interest$534
Property taxes (0.80% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$34
FHA mortgage insurance$36
Total per month$658

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Questions about home buying in Trimble

What is the median home value in Trimble?

About $80,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Trimble?

Homeowners pay a median $645 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Trimble?

For the median home with 20% down at 7.11%, the payment is about $523 a month. Keeping that under 28% of gross income takes about $22,415 a year.

More about Trimble

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data