The typical owner-occupied home in Pocahontas is worth about $116,700, 59% below the Tennessee median of $286,700 and 65% below the national median of $332,700. 81% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Pocahontas at a glance
| Pocahontas | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $116,700 | $286,700 | $332,700 |
| Median property tax paid per year | – | $1,442 | $3,119 |
| Median household income | – | $69,595 | $80,734 |
| Homes lived in by their owners | 81% | 67% | 65% |
| Owner homes with a mortgage | 0% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,566 | $1,963 |
| Median rent | – | $1,189 | $1,413 |
| Median year homes were built | 1996 | 1987 | 1980 |
| Vacant homes | 0.0% | 10.2% | 10.1% |
| Population | 391 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Pocahontas
At this week's average 30-year rate of 7.11%, buying the median Pocahontas home of $116,700 with 20% down costs about $784 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $978, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,585 for the 20%-down payment.
| Down payment | $23,340 |
|---|---|
| Loan amount | $93,360 |
| Principal and interest | $628 |
| Property taxes (1.10% a year) | $107 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $784 |
Change the numbers in the calculator
| Down payment | $4,084 |
|---|---|
| Loan amount | $114,586 |
| Principal and interest | $771 |
| Property taxes (1.10% a year) | $107 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $978 |
Change the numbers in the calculator
Questions about home buying in Pocahontas
What is the median home value in Pocahontas?
About $116,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Pocahontas?
For the median home with 20% down at 7.11%, the payment is about $784 a month. Keeping that under 28% of gross income takes about $33,585 a year.
More about Pocahontas
- Mortgage Refinance in Pocahontas
- Debt Relief in Pocahontas
- Home Equity Loans in Pocahontas
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data