The typical owner-occupied home in Pinson is worth about $108,200, 62% below the Tennessee median of $286,700 and 67% below the national median of $332,700. Owners pay a median $448 a year in property taxes, about 0.41% of their home's value, lower than the Tennessee rate of 0.50%. The median household earns $53,984 a year, so the median home costs 2.0 times the median income (4.1 times for Tennessee). 62% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Pinson at a glance
| Pinson | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $108,200 | $286,700 | $332,700 |
| Median property tax paid per year | $448 | $1,442 | $3,119 |
| Property tax as a share of value | 0.41% | 0.50% | 0.94% |
| Median household income | $53,984 | $69,595 | $80,734 |
| Homes lived in by their owners | 62% | 67% | 65% |
| Owner homes with a mortgage | 34% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,566 | $1,963 |
| Those costs as a share of the owners' income | 14.7% | 19.6% | 21.0% |
| Median rent | – | $1,189 | $1,413 |
| Median year homes were built | 1984 | 1987 | 1980 |
| Vacant homes | 0.0% | 10.2% | 10.1% |
| Population | 565 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Pinson
At this week's average 30-year rate of 7.11%, buying the median Pinson home of $108,200 with 20% down costs about $664 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $845, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,472 for the 20%-down payment. That payment is 15% of the median Pinson household income of $53,984; at that income and 20% down, the 28% guideline points to a home of about $205,000.
| Down payment | $21,640 |
|---|---|
| Loan amount | $86,560 |
| Principal and interest | $582 |
| Property taxes (0.41% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $664 |
Change the numbers in the calculator
| Down payment | $3,787 |
|---|---|
| Loan amount | $106,240 |
| Principal and interest | $715 |
| Property taxes (0.41% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $845 |
Change the numbers in the calculator
Questions about home buying in Pinson
What is the median home value in Pinson?
About $108,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pinson?
Homeowners pay a median $448 a year, which is about 0.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pinson?
For the median home with 20% down at 7.11%, the payment is about $664 a month. Keeping that under 28% of gross income takes about $28,472 a year.
More about Pinson
- Mortgage Refinance in Pinson
- Debt Relief in Pinson
- Home Equity Loans in Pinson
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data