The typical owner-occupied home in Wildersville is worth about $232,500, 19% below the Tennessee median of $286,700 and 30% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Wildersville at a glance
| Wildersville | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $232,500 | $286,700 | $332,700 |
| Median property tax paid per year | – | $1,442 | $3,119 |
| Median household income | – | $69,595 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 34% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,566 | $1,963 |
| Median rent | – | $1,189 | $1,413 |
| Median year homes were built | 2004 | 1987 | 1980 |
| Vacant homes | 63.3% | 10.2% | 10.1% |
| Population | 78 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Wildersville
At this week's average 30-year rate of 7.11%, buying the median Wildersville home of $232,500 with 20% down costs about $1,561 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,949, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,910 for the 20%-down payment.
| Down payment | $46,500 |
|---|---|
| Loan amount | $186,000 |
| Principal and interest | $1,251 |
| Property taxes (1.10% a year) | $213 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,561 |
Change the numbers in the calculator
| Down payment | $8,138 |
|---|---|
| Loan amount | $228,289 |
| Principal and interest | $1,536 |
| Property taxes (1.10% a year) | $213 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,949 |
Change the numbers in the calculator
Questions about home buying in Wildersville
What is the median home value in Wildersville?
About $232,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Wildersville?
For the median home with 20% down at 7.11%, the payment is about $1,561 a month. Keeping that under 28% of gross income takes about $66,910 a year.
More about Wildersville
- Mortgage Refinance in Wildersville
- Debt Relief in Wildersville
- Home Equity Loans in Wildersville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data