The typical owner-occupied home in Apison is worth about $459,000, 60% above the Tennessee median of $286,700 and 38% above the national median of $332,700. Owners pay a median $2,019 a year in property taxes, about 0.44% of their home's value, lower than the Tennessee rate of 0.50%. The median household earns $129,307 a year, so the median home costs 3.5 times the median income (4.1 times for Tennessee). 83% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Apison at a glance
| Apison | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $459,000 | $286,700 | $332,700 |
| Median property tax paid per year | $2,019 | $1,442 | $3,119 |
| Property tax as a share of value | 0.44% | 0.50% | 0.94% |
| Median household income | $129,307 | $69,595 | $80,734 |
| Homes lived in by their owners | 83% | 67% | 65% |
| Owner homes with a mortgage | 72% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,268 | $1,566 | $1,963 |
| Those costs as a share of the owners' income | 14.3% | 19.6% | 21.0% |
| Median rent | $812 | $1,189 | $1,413 |
| Rent as a share of renters' income | 16.3% | 29.5% | 30.6% |
| Median year homes were built | 1998 | 1987 | 1980 |
| Vacant homes | 8.5% | 10.2% | 10.1% |
| Population | 4,271 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Apison
At this week's average 30-year rate of 7.11%, buying the median Apison home of $459,000 with 20% down costs about $2,830 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,594, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $121,274 for the 20%-down payment. That payment is 26% of the median Apison household income of $129,307; at that income and 20% down, the 28% guideline points to a home of about $489,000.
The median rent here is $812 a month, so owning the median home costs about $2,018 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $91,800 |
|---|---|
| Loan amount | $367,200 |
| Principal and interest | $2,470 |
| Property taxes (0.44% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $191 |
| PMI | $0 |
| Total per month | $2,830 |
Change the numbers in the calculator
| Down payment | $16,065 |
|---|---|
| Loan amount | $450,686 |
| Principal and interest | $3,032 |
| Property taxes (0.44% a year) | $168 |
| Homeowners insurance (our estimate, 0.5% a year) | $191 |
| FHA mortgage insurance | $203 |
| Total per month | $3,594 |
Change the numbers in the calculator
Questions about home buying in Apison
What is the median home value in Apison?
About $459,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Apison?
Homeowners pay a median $2,019 a year, which is about 0.44% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Apison?
For the median home with 20% down at 7.11%, the payment is about $2,830 a month. Keeping that under 28% of gross income takes about $121,274 a year.
More about Apison
- Mortgage Refinance in Apison
- Debt Relief in Apison
- Home Equity Loans in Apison
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data