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Buying a home in Yorkville, Tennessee

The typical owner-occupied home in Yorkville is worth about $132,500, 54% below the Tennessee median of $286,700 and 60% below the national median of $332,700. Owners pay a median $869 a year in property taxes, about 0.66% of their home's value, higher than the Tennessee rate of 0.50%. The median household earns $71,000 a year, so the median home costs 1.9 times the median income (4.1 times for Tennessee). 75% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Yorkville at a glance

Yorkville Tennessee U.S.
Median home value $132,500 $286,700 $332,700
Median property tax paid per year $869 $1,442 $3,119
Property tax as a share of value 0.66% 0.50% 0.94%
Median household income $71,000 $69,595 $80,734
Homes lived in by their owners 75% 67% 65%
Owner homes with a mortgage 49% 58% 61%
Median monthly costs, owners with a mortgage $1,152 $1,566 $1,963
Those costs as a share of the owners' income 13.1% 19.6% 21.0%
Median rent $861 $1,189 $1,413
Rent as a share of renters' income 18.6% 29.5% 30.6%
Median year homes were built 1971 1987 1980
Vacant homes 9.0% 10.2% 10.1%
Population 307 7,066,383 334,922,499

What a typical home costs per month in Yorkville

At this week's average 30-year rate of 7.11%, buying the median Yorkville home of $132,500 with 20% down costs about $841 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,062, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,049 for the 20%-down payment. That payment is 14% of the median Yorkville household income of $71,000; at that income and 20% down, the 28% guideline points to a home of about $261,000.

The median rent here is $861 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$26,500
Loan amount$106,000
Principal and interest$713
Property taxes (0.66% a year)$73
Homeowners insurance (our estimate, 0.5% a year)$55
PMI$0
Total per month$841

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3.5% down, 30-year FHA loan
Down payment$4,638
Loan amount$130,100
Principal and interest$875
Property taxes (0.66% a year)$73
Homeowners insurance (our estimate, 0.5% a year)$55
FHA mortgage insurance$59
Total per month$1,062

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Questions about home buying in Yorkville

What is the median home value in Yorkville?

About $132,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Yorkville?

Homeowners pay a median $869 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Yorkville?

For the median home with 20% down at 7.11%, the payment is about $841 a month. Keeping that under 28% of gross income takes about $36,049 a year.

More about Yorkville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data