The typical owner-occupied home in Eva is worth about $154,900, 46% below the Tennessee median of $286,700 and 53% below the national median of $332,700. Owners pay a median $388 a year in property taxes, about 0.25% of their home's value, lower than the Tennessee rate of 0.50%. The median household earns $40,000 a year, so the median home costs 3.9 times the median income (4.1 times for Tennessee). 74% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Eva at a glance
| Eva | Tennessee | U.S. | |
|---|---|---|---|
| Median home value | $154,900 | $286,700 | $332,700 |
| Median property tax paid per year | $388 | $1,442 | $3,119 |
| Property tax as a share of value | 0.25% | 0.50% | 0.94% |
| Median household income | $40,000 | $69,595 | $80,734 |
| Homes lived in by their owners | 74% | 67% | 65% |
| Owner homes with a mortgage | 26% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,566 | $1,963 |
| Median rent | – | $1,189 | $1,413 |
| Median year homes were built | 1958 | 1987 | 1980 |
| Vacant homes | 0.0% | 10.2% | 10.1% |
| Population | 109 | 7,066,383 | 334,922,499 |
What a typical home costs per month in Eva
At this week's average 30-year rate of 7.11%, buying the median Eva home of $154,900 with 20% down costs about $930 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,188, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,876 for the 20%-down payment. That payment is 28% of the median Eva household income of $40,000; at that income and 20% down, the 28% guideline points to a home of about $155,000.
| Down payment | $30,980 |
|---|---|
| Loan amount | $123,920 |
| Principal and interest | $834 |
| Property taxes (0.25% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $930 |
Change the numbers in the calculator
| Down payment | $5,422 |
|---|---|
| Loan amount | $152,094 |
| Principal and interest | $1,023 |
| Property taxes (0.25% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,188 |
Change the numbers in the calculator
Questions about home buying in Eva
What is the median home value in Eva?
About $154,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Eva?
Homeowners pay a median $388 a year, which is about 0.25% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Eva?
For the median home with 20% down at 7.11%, the payment is about $930 a month. Keeping that under 28% of gross income takes about $39,876 a year.
More about Eva
- Mortgage Refinance in Eva
- Debt Relief in Eva
- Home Equity Loans in Eva
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data