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Buying a home in Mount Angel, Oregon

The typical owner-occupied home in Mount Angel is worth about $430,600, 10% below the Oregon median of $477,600 and 29% above the national median of $332,700. Owners pay a median $3,480 a year in property taxes, about 0.81% of their home's value, close to the Oregon rate of 0.81%. The median household earns $62,232 a year, so the median home costs 6.9 times the median income (5.8 times for Oregon). 59% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Mount Angel at a glance

Mount Angel Oregon U.S.
Median home value $430,600 $477,600 $332,700
Median property tax paid per year $3,480 $3,876 $3,119
Property tax as a share of value 0.81% 0.81% 0.94%
Median household income $62,232 $83,011 $80,734
Homes lived in by their owners 59% 63% 65%
Owner homes with a mortgage 59% 65% 61%
Median monthly costs, owners with a mortgage $1,931 $2,157 $1,963
Those costs as a share of the owners' income 20.3% 22.4% 21.0%
Median rent $1,213 $1,525 $1,413
Rent as a share of renters' income 39.7% 31.3% 30.6%
Median year homes were built 1991 1981 1980
Vacant homes 0.0% 7.5% 10.1%
Population 3,393 4,254,293 334,922,499

What a typical home costs per month in Mount Angel

At this week's average 30-year rate of 7.11%, buying the median Mount Angel home of $430,600 with 20% down costs about $2,787 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,505, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $119,460 for the 20%-down payment. That payment is 54% of the median Mount Angel household income of $62,232; at that income and 20% down, the 28% guideline points to a home of about $224,000.

The median rent here is $1,213 a month, so owning the median home costs about $1,574 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$86,120
Loan amount$344,480
Principal and interest$2,317
Property taxes (0.81% a year)$291
Homeowners insurance (our estimate, 0.5% a year)$179
PMI$0
Total per month$2,787

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3.5% down, 30-year FHA loan
Down payment$15,071
Loan amount$422,801
Principal and interest$2,844
Property taxes (0.81% a year)$291
Homeowners insurance (our estimate, 0.5% a year)$179
FHA mortgage insurance$190
Total per month$3,505

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Questions about home buying in Mount Angel

What is the median home value in Mount Angel?

About $430,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Mount Angel?

Homeowners pay a median $3,480 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Mount Angel?

For the median home with 20% down at 7.11%, the payment is about $2,787 a month. Keeping that under 28% of gross income takes about $119,460 a year.

More about Mount Angel

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data