The typical owner-occupied home in Maxton is worth about $83,200, 71% below the North Carolina median of $288,900 and 75% below the national median of $332,700. Owners pay a median $1,058 a year in property taxes, about 1.27% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $22,667 a year, so the median home costs 3.7 times the median income (4.0 times for North Carolina). 41% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Maxton at a glance
| Maxton | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $83,200 | $288,900 | $332,700 |
| Median property tax paid per year | $1,058 | $1,896 | $3,119 |
| Property tax as a share of value | 1.27% | 0.66% | 0.94% |
| Median household income | $22,667 | $72,388 | $80,734 |
| Homes lived in by their owners | 41% | 67% | 65% |
| Owner homes with a mortgage | 43% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,201 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 22.2% | 19.4% | 21.0% |
| Median rent | $619 | $1,228 | $1,413 |
| Rent as a share of renters' income | 34.6% | 29.5% | 30.6% |
| Median year homes were built | 1977 | 1991 | 1980 |
| Vacant homes | 15.3% | 12.5% | 10.1% |
| Population | 2,330 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Maxton
At this week's average 30-year rate of 7.11%, buying the median Maxton home of $83,200 with 20% down costs about $570 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $709, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,449 for the 20%-down payment. That payment is 30% of the median Maxton household income of $22,667; at that income and 20% down, the 28% guideline points to a home of about $77,000.
The median rent here is $619 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $16,640 |
|---|---|
| Loan amount | $66,560 |
| Principal and interest | $448 |
| Property taxes (1.27% a year) | $88 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $570 |
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| Down payment | $2,912 |
|---|---|
| Loan amount | $81,693 |
| Principal and interest | $550 |
| Property taxes (1.27% a year) | $88 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $37 |
| Total per month | $709 |
Change the numbers in the calculator
Questions about home buying in Maxton
What is the median home value in Maxton?
About $83,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maxton?
Homeowners pay a median $1,058 a year, which is about 1.27% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maxton?
For the median home with 20% down at 7.11%, the payment is about $570 a month. Keeping that under 28% of gross income takes about $24,449 a year.
More about Maxton
- Mortgage Refinance in Maxton
- Debt Relief in Maxton
- Home Equity Loans in Maxton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data