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Buying a home in Marietta, North Carolina

The typical owner-occupied home in Marietta is worth about $135,700, 53% below the North Carolina median of $288,900 and 59% below the national median of $332,700. Owners pay a median $1,196 a year in property taxes, about 0.88% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $62,500 a year, so the median home costs 2.2 times the median income (4.0 times for North Carolina). 88% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Marietta at a glance

Marietta North Carolina U.S.
Median home value $135,700 $288,900 $332,700
Median property tax paid per year $1,196 $1,896 $3,119
Property tax as a share of value 0.88% 0.66% 0.94%
Median household income $62,500 $72,388 $80,734
Homes lived in by their owners 88% 67% 65%
Owner homes with a mortgage 46% 61% 61%
Median monthly costs, owners with a mortgage $1,604 $1,631 $1,963
Those costs as a share of the owners' income 18.0% 19.4% 21.0%
Median rent $708 $1,228 $1,413
Rent as a share of renters' income 42.5% 29.5% 30.6%
Median year homes were built 1965 1991 1980
Vacant homes 14.8% 12.5% 10.1%
Population 106 10,730,404 334,922,499

What a typical home costs per month in Marietta

At this week's average 30-year rate of 7.11%, buying the median Marietta home of $135,700 with 20% down costs about $886 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,112, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,986 for the 20%-down payment. That payment is 17% of the median Marietta household income of $62,500; at that income and 20% down, the 28% guideline points to a home of about $223,000.

The median rent here is $708 a month, so owning the median home costs about $178 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$27,140
Loan amount$108,560
Principal and interest$730
Property taxes (0.88% a year)$100
Homeowners insurance (our estimate, 0.5% a year)$57
PMI$0
Total per month$886

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3.5% down, 30-year FHA loan
Down payment$4,750
Loan amount$133,242
Principal and interest$896
Property taxes (0.88% a year)$100
Homeowners insurance (our estimate, 0.5% a year)$57
FHA mortgage insurance$60
Total per month$1,112

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Questions about home buying in Marietta

What is the median home value in Marietta?

About $135,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Marietta?

Homeowners pay a median $1,196 a year, which is about 0.88% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Marietta?

For the median home with 20% down at 7.11%, the payment is about $886 a month. Keeping that under 28% of gross income takes about $37,986 a year.

More about Marietta

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data