The typical owner-occupied home in Greenville is worth about $233,500, 19% below the North Carolina median of $288,900 and 30% below the national median of $332,700. Owners pay a median $2,202 a year in property taxes, about 0.94% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $49,748 a year, so the median home costs 4.7 times the median income (4.0 times for North Carolina). 33% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Greenville at a glance
| Greenville | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $233,500 | $288,900 | $332,700 |
| Median property tax paid per year | $2,202 | $1,896 | $3,119 |
| Property tax as a share of value | 0.94% | 0.66% | 0.94% |
| Median household income | $49,748 | $72,388 | $80,734 |
| Homes lived in by their owners | 33% | 67% | 65% |
| Owner homes with a mortgage | 69% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,507 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 19.8% | 19.4% | 21.0% |
| Median rent | $1,007 | $1,228 | $1,413 |
| Rent as a share of renters' income | 31.6% | 29.5% | 30.6% |
| Median year homes were built | 1996 | 1991 | 1980 |
| Vacant homes | 10.9% | 12.5% | 10.1% |
| Population | 92,857 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Greenville
At this week's average 30-year rate of 7.11%, buying the median Greenville home of $233,500 with 20% down costs about $1,537 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,926, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,864 for the 20%-down payment. That payment is 37% of the median Greenville household income of $49,748; at that income and 20% down, the 28% guideline points to a home of about $176,000.
The median rent here is $1,007 a month, so owning the median home costs about $530 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $46,700 |
|---|---|
| Loan amount | $186,800 |
| Principal and interest | $1,257 |
| Property taxes (0.94% a year) | $183 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,537 |
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| Down payment | $8,172 |
|---|---|
| Loan amount | $229,271 |
| Principal and interest | $1,542 |
| Property taxes (0.94% a year) | $183 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,926 |
Change the numbers in the calculator
Questions about home buying in Greenville
What is the median home value in Greenville?
About $233,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Greenville?
Homeowners pay a median $2,202 a year, which is about 0.94% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Greenville?
For the median home with 20% down at 7.11%, the payment is about $1,537 a month. Keeping that under 28% of gross income takes about $65,864 a year.
More about Greenville
- Mortgage Refinance in Greenville
- Debt Relief in Greenville
- Home Equity Loans in Greenville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data