The typical owner-occupied home in Fountain is worth about $134,700, 53% below the North Carolina median of $288,900 and 60% below the national median of $332,700. Owners pay a median $1,438 a year in property taxes, about 1.07% of their home's value, higher than the North Carolina rate of 0.66%. 53% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Fountain at a glance
| Fountain | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $134,700 | $288,900 | $332,700 |
| Median property tax paid per year | $1,438 | $1,896 | $3,119 |
| Property tax as a share of value | 1.07% | 0.66% | 0.94% |
| Median household income | – | $72,388 | $80,734 |
| Homes lived in by their owners | 53% | 67% | 65% |
| Owner homes with a mortgage | 29% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,203 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 27.2% | 19.4% | 21.0% |
| Median rent | $725 | $1,228 | $1,413 |
| Rent as a share of renters' income | 51.0% | 29.5% | 30.6% |
| Median year homes were built | 1961 | 1991 | 1980 |
| Vacant homes | 28.3% | 12.5% | 10.1% |
| Population | 409 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Fountain
At this week's average 30-year rate of 7.11%, buying the median Fountain home of $134,700 with 20% down costs about $901 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,126, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,620 for the 20%-down payment.
The median rent here is $725 a month, so owning the median home costs about $176 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $26,940 |
|---|---|
| Loan amount | $107,760 |
| Principal and interest | $725 |
| Property taxes (1.07% a year) | $120 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| PMI | $0 |
| Total per month | $901 |
Change the numbers in the calculator
| Down payment | $4,714 |
|---|---|
| Loan amount | $132,260 |
| Principal and interest | $890 |
| Property taxes (1.07% a year) | $120 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| FHA mortgage insurance | $60 |
| Total per month | $1,126 |
Change the numbers in the calculator
Questions about home buying in Fountain
What is the median home value in Fountain?
About $134,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Fountain?
Homeowners pay a median $1,438 a year, which is about 1.07% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Fountain?
For the median home with 20% down at 7.11%, the payment is about $901 a month. Keeping that under 28% of gross income takes about $38,620 a year.
More about Fountain
- Mortgage Refinance in Fountain
- Debt Relief in Fountain
- Home Equity Loans in Fountain
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data