The typical owner-occupied home in Jamesville is worth about $97,600, 66% below the North Carolina median of $288,900 and 71% below the national median of $332,700. Owners pay a median $1,341 a year in property taxes, about 1.37% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $46,703 a year, so the median home costs 2.1 times the median income (4.0 times for North Carolina). 78% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Jamesville at a glance
| Jamesville | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $97,600 | $288,900 | $332,700 |
| Median property tax paid per year | $1,341 | $1,896 | $3,119 |
| Property tax as a share of value | 1.37% | 0.66% | 0.94% |
| Median household income | $46,703 | $72,388 | $80,734 |
| Homes lived in by their owners | 78% | 67% | 65% |
| Owner homes with a mortgage | 32% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,095 | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 25.8% | 19.4% | 21.0% |
| Median rent | $705 | $1,228 | $1,413 |
| Rent as a share of renters' income | 19.2% | 29.5% | 30.6% |
| Median year homes were built | 1956 | 1991 | 1980 |
| Vacant homes | 23.6% | 12.5% | 10.1% |
| Population | 457 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Jamesville
At this week's average 30-year rate of 7.11%, buying the median Jamesville home of $97,600 with 20% down costs about $677 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $840, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,029 for the 20%-down payment. That payment is 17% of the median Jamesville household income of $46,703; at that income and 20% down, the 28% guideline points to a home of about $157,000.
The median rent here is $705 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,520 |
|---|---|
| Loan amount | $78,080 |
| Principal and interest | $525 |
| Property taxes (1.37% a year) | $111 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $677 |
Change the numbers in the calculator
| Down payment | $3,416 |
|---|---|
| Loan amount | $95,832 |
| Principal and interest | $645 |
| Property taxes (1.37% a year) | $111 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $43 |
| Total per month | $840 |
Change the numbers in the calculator
Questions about home buying in Jamesville
What is the median home value in Jamesville?
About $97,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jamesville?
Homeowners pay a median $1,341 a year, which is about 1.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jamesville?
For the median home with 20% down at 7.11%, the payment is about $677 a month. Keeping that under 28% of gross income takes about $29,029 a year.
More about Jamesville
- Mortgage Refinance in Jamesville
- Debt Relief in Jamesville
- Home Equity Loans in Jamesville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data