The typical owner-occupied home in Everetts is worth about $85,000, 71% below the North Carolina median of $288,900 and 74% below the national median of $332,700. Owners pay a median $1,150 a year in property taxes, about 1.35% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $45,227 a year, so the median home costs 1.9 times the median income (4.0 times for North Carolina). 39% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Everetts at a glance
| Everetts | North Carolina | U.S. | |
|---|---|---|---|
| Median home value | $85,000 | $288,900 | $332,700 |
| Median property tax paid per year | $1,150 | $1,896 | $3,119 |
| Property tax as a share of value | 1.35% | 0.66% | 0.94% |
| Median household income | $45,227 | $72,388 | $80,734 |
| Homes lived in by their owners | 39% | 67% | 65% |
| Owner homes with a mortgage | 43% | 61% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,631 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 19.4% | 21.0% |
| Median rent | $819 | $1,228 | $1,413 |
| Rent as a share of renters' income | 20.9% | 29.5% | 30.6% |
| Median year homes were built | 1960 | 1991 | 1980 |
| Vacant homes | 5.3% | 12.5% | 10.1% |
| Population | 193 | 10,730,404 | 334,922,499 |
What a typical home costs per month in Everetts
At this week's average 30-year rate of 7.11%, buying the median Everetts home of $85,000 with 20% down costs about $588 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $730, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,221 for the 20%-down payment. That payment is 16% of the median Everetts household income of $45,227; at that income and 20% down, the 28% guideline points to a home of about $152,000.
The median rent here is $819 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,000 |
|---|---|
| Loan amount | $68,000 |
| Principal and interest | $457 |
| Property taxes (1.35% a year) | $96 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $588 |
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| Down payment | $2,975 |
|---|---|
| Loan amount | $83,460 |
| Principal and interest | $561 |
| Property taxes (1.35% a year) | $96 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $38 |
| Total per month | $730 |
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Questions about home buying in Everetts
What is the median home value in Everetts?
About $85,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Everetts?
Homeowners pay a median $1,150 a year, which is about 1.35% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Everetts?
For the median home with 20% down at 7.11%, the payment is about $588 a month. Keeping that under 28% of gross income takes about $25,221 a year.
More about Everetts
- Mortgage Refinance in Everetts
- Debt Relief in Everetts
- Home Equity Loans in Everetts
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data