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Buying a home in Walstonburg, North Carolina

The typical owner-occupied home in Walstonburg is worth about $95,000, 67% below the North Carolina median of $288,900 and 71% below the national median of $332,700. Owners pay a median $1,280 a year in property taxes, about 1.35% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $42,500 a year, so the median home costs 2.2 times the median income (4.0 times for North Carolina). 81% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Walstonburg at a glance

Walstonburg North Carolina U.S.
Median home value $95,000 $288,900 $332,700
Median property tax paid per year $1,280 $1,896 $3,119
Property tax as a share of value 1.35% 0.66% 0.94%
Median household income $42,500 $72,388 $80,734
Homes lived in by their owners 81% 67% 65%
Owner homes with a mortgage 59% 61% 61%
Median monthly costs, owners with a mortgage $1,286 $1,631 $1,963
Those costs as a share of the owners' income 26.0% 19.4% 21.0%
Median rent – $1,228 $1,413
Rent as a share of renters' income 28.0% 29.5% 30.6%
Median year homes were built 1946 1991 1980
Vacant homes 14.9% 12.5% 10.1%
Population 313 10,730,404 334,922,499

What a typical home costs per month in Walstonburg

At this week's average 30-year rate of 7.11%, buying the median Walstonburg home of $95,000 with 20% down costs about $658 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $816, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,188 for the 20%-down payment. That payment is 19% of the median Walstonburg household income of $42,500; at that income and 20% down, the 28% guideline points to a home of about $143,000.

20% down, 30-year conventional loan
Down payment$19,000
Loan amount$76,000
Principal and interest$511
Property taxes (1.35% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$658

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3.5% down, 30-year FHA loan
Down payment$3,325
Loan amount$93,279
Principal and interest$628
Property taxes (1.35% a year)$107
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$816

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Questions about home buying in Walstonburg

What is the median home value in Walstonburg?

About $95,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Walstonburg?

Homeowners pay a median $1,280 a year, which is about 1.35% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Walstonburg?

For the median home with 20% down at 7.11%, the payment is about $658 a month. Keeping that under 28% of gross income takes about $28,188 a year.

More about Walstonburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data