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Buying a home in Hookerton, North Carolina

The typical owner-occupied home in Hookerton is worth about $78,400, 73% below the North Carolina median of $288,900 and 76% below the national median of $332,700. Owners pay a median $1,190 a year in property taxes, about 1.52% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $34,500 a year, so the median home costs 2.3 times the median income (4.0 times for North Carolina). 43% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Hookerton at a glance

Hookerton North Carolina U.S.
Median home value $78,400 $288,900 $332,700
Median property tax paid per year $1,190 $1,896 $3,119
Property tax as a share of value 1.52% 0.66% 0.94%
Median household income $34,500 $72,388 $80,734
Homes lived in by their owners 43% 67% 65%
Owner homes with a mortgage 24% 61% 61%
Median monthly costs, owners with a mortgage $1,275 $1,631 $1,963
Those costs as a share of the owners' income 15.5% 19.4% 21.0%
Median rent $717 $1,228 $1,413
Rent as a share of renters' income 29.6% 29.5% 30.6%
Median year homes were built 1970 1991 1980
Vacant homes 7.0% 12.5% 10.1%
Population 573 10,730,404 334,922,499

What a typical home costs per month in Hookerton

At this week's average 30-year rate of 7.11%, buying the median Hookerton home of $78,400 with 20% down costs about $554 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $684, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,738 for the 20%-down payment. That payment is 19% of the median Hookerton household income of $34,500; at that income and 20% down, the 28% guideline points to a home of about $114,000.

The median rent here is $717 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$15,680
Loan amount$62,720
Principal and interest$422
Property taxes (1.52% a year)$99
Homeowners insurance (our estimate, 0.5% a year)$33
PMI$0
Total per month$554

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3.5% down, 30-year FHA loan
Down payment$2,744
Loan amount$76,980
Principal and interest$518
Property taxes (1.52% a year)$99
Homeowners insurance (our estimate, 0.5% a year)$33
FHA mortgage insurance$35
Total per month$684

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Questions about home buying in Hookerton

What is the median home value in Hookerton?

About $78,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hookerton?

Homeowners pay a median $1,190 a year, which is about 1.52% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hookerton?

For the median home with 20% down at 7.11%, the payment is about $554 a month. Keeping that under 28% of gross income takes about $23,738 a year.

More about Hookerton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data