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Buying a home in Lewiston Woodville, North Carolina

The typical owner-occupied home in Lewiston Woodville is worth about $53,400, 82% below the North Carolina median of $288,900 and 84% below the national median of $332,700. Owners pay a median $860 a year in property taxes, about 1.61% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $41,375 a year, so the median home costs 1.3 times the median income (4.0 times for North Carolina). 65% of occupied homes here are lived in by their owners, and 46% of those owners still have a mortgage.

Lewiston Woodville at a glance

Lewiston Woodville North Carolina U.S.
Median home value $53,400 $288,900 $332,700
Median property tax paid per year $860 $1,896 $3,119
Property tax as a share of value 1.61% 0.66% 0.94%
Median household income $41,375 $72,388 $80,734
Homes lived in by their owners 65% 67% 65%
Owner homes with a mortgage 46% 61% 61%
Median monthly costs, owners with a mortgage $1,195 $1,631 $1,963
Those costs as a share of the owners' income 23.4% 19.4% 21.0%
Median rent $542 $1,228 $1,413
Rent as a share of renters' income 44.5% 29.5% 30.6%
Median year homes were built 1963 1991 1980
Vacant homes 16.6% 12.5% 10.1%
Population 447 10,730,404 334,922,499

What a typical home costs per month in Lewiston Woodville

At this week's average 30-year rate of 7.11%, buying the median Lewiston Woodville home of $53,400 with 20% down costs about $381 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $470, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,341 for the 20%-down payment. That payment is 11% of the median Lewiston Woodville household income of $41,375; at that income and 20% down, the 28% guideline points to a home of about $135,000.

The median rent here is $542 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$10,680
Loan amount$42,720
Principal and interest$287
Property taxes (1.61% a year)$72
Homeowners insurance (our estimate, 0.5% a year)$22
PMI$0
Total per month$381

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3.5% down, 30-year FHA loan
Down payment$1,869
Loan amount$52,433
Principal and interest$353
Property taxes (1.61% a year)$72
Homeowners insurance (our estimate, 0.5% a year)$22
FHA mortgage insurance$24
Total per month$470

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Questions about home buying in Lewiston Woodville

What is the median home value in Lewiston Woodville?

About $53,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lewiston Woodville?

Homeowners pay a median $860 a year, which is about 1.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lewiston Woodville?

For the median home with 20% down at 7.11%, the payment is about $381 a month. Keeping that under 28% of gross income takes about $16,341 a year.

More about Lewiston Woodville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data