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Buying a home in Aulander, North Carolina

The typical owner-occupied home in Aulander is worth about $128,300, 56% below the North Carolina median of $288,900 and 61% below the national median of $332,700. Owners pay a median $1,164 a year in property taxes, about 0.91% of their home's value, higher than the North Carolina rate of 0.66%. The median household earns $36,689 a year, so the median home costs 3.5 times the median income (4.0 times for North Carolina). 63% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.

Aulander at a glance

Aulander North Carolina U.S.
Median home value $128,300 $288,900 $332,700
Median property tax paid per year $1,164 $1,896 $3,119
Property tax as a share of value 0.91% 0.66% 0.94%
Median household income $36,689 $72,388 $80,734
Homes lived in by their owners 63% 67% 65%
Owner homes with a mortgage 50% 61% 61%
Median monthly costs, owners with a mortgage $1,226 $1,631 $1,963
Those costs as a share of the owners' income 41.9% 19.4% 21.0%
Median rent $624 $1,228 $1,413
Rent as a share of renters' income 26.0% 29.5% 30.6%
Median year homes were built 1981 1991 1980
Vacant homes 12.0% 12.5% 10.1%
Population 689 10,730,404 334,922,499

What a typical home costs per month in Aulander

At this week's average 30-year rate of 7.11%, buying the median Aulander home of $128,300 with 20% down costs about $841 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,055, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,052 for the 20%-down payment. That payment is 28% of the median Aulander household income of $36,689; at that income and 20% down, the 28% guideline points to a home of about $131,000.

The median rent here is $624 a month, so owning the median home costs about $217 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$25,660
Loan amount$102,640
Principal and interest$690
Property taxes (0.91% a year)$97
Homeowners insurance (our estimate, 0.5% a year)$53
PMI$0
Total per month$841

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3.5% down, 30-year FHA loan
Down payment$4,490
Loan amount$125,976
Principal and interest$847
Property taxes (0.91% a year)$97
Homeowners insurance (our estimate, 0.5% a year)$53
FHA mortgage insurance$57
Total per month$1,055

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Questions about home buying in Aulander

What is the median home value in Aulander?

About $128,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Aulander?

Homeowners pay a median $1,164 a year, which is about 0.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Aulander?

For the median home with 20% down at 7.11%, the payment is about $841 a month. Keeping that under 28% of gross income takes about $36,052 a year.

More about Aulander

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data