The typical owner-occupied home in Castile is worth about $141,400, 67% below the New York median of $423,800 and 57% below the national median of $332,700. Owners pay a median $3,000 a year in property taxes, about 2.12% of their home's value, higher than the New York rate of 1.55%. The median household earns $54,286 a year, so the median home costs 2.6 times the median income (4.9 times for New York). 60% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Castile at a glance
| Castile | New York | U.S. | |
|---|---|---|---|
| Median home value | $141,400 | $423,800 | $332,700 |
| Median property tax paid per year | $3,000 | $6,582 | $3,119 |
| Property tax as a share of value | 2.12% | 1.55% | 0.94% |
| Median household income | $54,286 | $85,974 | $80,734 |
| Homes lived in by their owners | 60% | 54% | 65% |
| Owner homes with a mortgage | 45% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,100 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 22.5% | 21.0% |
| Median rent | $643 | $1,621 | $1,413 |
| Rent as a share of renters' income | 23.4% | 31.2% | 30.6% |
| Median year homes were built | 1957 | 1959 | 1980 |
| Vacant homes | 10.0% | 10.0% | 10.1% |
| Population | 805 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Castile
At this week's average 30-year rate of 7.11%, buying the median Castile home of $141,400 with 20% down costs about $1,070 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,305, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,844 for the 20%-down payment. That payment is 24% of the median Castile household income of $54,286; at that income and 20% down, the 28% guideline points to a home of about $167,000.
The median rent here is $643 a month, so owning the median home costs about $427 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $28,280 |
|---|---|
| Loan amount | $113,120 |
| Principal and interest | $761 |
| Property taxes (2.12% a year) | $250 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $1,070 |
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| Down payment | $4,949 |
|---|---|
| Loan amount | $138,839 |
| Principal and interest | $934 |
| Property taxes (2.12% a year) | $250 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $63 |
| Total per month | $1,305 |
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Questions about home buying in Castile
What is the median home value in Castile?
About $141,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Castile?
Homeowners pay a median $3,000 a year, which is about 2.12% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Castile?
For the median home with 20% down at 7.11%, the payment is about $1,070 a month. Keeping that under 28% of gross income takes about $45,844 a year.
More about Castile
- Mortgage Refinance in Castile
- Debt Relief in Castile
- Home Equity Loans in Castile
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data