The typical owner-occupied home in Bolton Landing is worth about $418,400, about the same as the New York median of $423,800 and 26% above the national median of $332,700. Owners pay a median $3,889 a year in property taxes, about 0.93% of their home's value, lower than the New York rate of 1.55%. The median household earns $94,438 a year, so the median home costs 4.4 times the median income (4.9 times for New York). 74% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Bolton Landing at a glance
| Bolton Landing | New York | U.S. | |
|---|---|---|---|
| Median home value | $418,400 | $423,800 | $332,700 |
| Median property tax paid per year | $3,889 | $6,582 | $3,119 |
| Property tax as a share of value | 0.93% | 1.55% | 0.94% |
| Median household income | $94,438 | $85,974 | $80,734 |
| Homes lived in by their owners | 74% | 54% | 65% |
| Owner homes with a mortgage | 65% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,583 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 22.0% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1963 | 1959 | 1980 |
| Vacant homes | 76.2% | 10.0% | 10.1% |
| Population | 216 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Bolton Landing
At this week's average 30-year rate of 7.11%, buying the median Bolton Landing home of $418,400 with 20% down costs about $2,750 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,447, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $117,869 for the 20%-down payment. That payment is 35% of the median Bolton Landing household income of $94,438; at that income and 20% down, the 28% guideline points to a home of about $335,000.
| Down payment | $83,680 |
|---|---|
| Loan amount | $334,720 |
| Principal and interest | $2,252 |
| Property taxes (0.93% a year) | $324 |
| Homeowners insurance (our estimate, 0.5% a year) | $174 |
| PMI | $0 |
| Total per month | $2,750 |
Change the numbers in the calculator
| Down payment | $14,644 |
|---|---|
| Loan amount | $410,822 |
| Principal and interest | $2,764 |
| Property taxes (0.93% a year) | $324 |
| Homeowners insurance (our estimate, 0.5% a year) | $174 |
| FHA mortgage insurance | $185 |
| Total per month | $3,447 |
Change the numbers in the calculator
Questions about home buying in Bolton Landing
What is the median home value in Bolton Landing?
About $418,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bolton Landing?
Homeowners pay a median $3,889 a year, which is about 0.93% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bolton Landing?
For the median home with 20% down at 7.11%, the payment is about $2,750 a month. Keeping that under 28% of gross income takes about $117,869 a year.
More about Bolton Landing
- Mortgage Refinance in Bolton Landing
- Debt Relief in Bolton Landing
- Home Equity Loans in Bolton Landing
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data