The typical owner-occupied home in Dryden is worth about $230,900, 46% below the New York median of $423,800 and 31% below the national median of $332,700. Owners pay a median $6,295 a year in property taxes, about 2.73% of their home's value, higher than the New York rate of 1.55%. The median household earns $50,435 a year, so the median home costs 4.6 times the median income (4.9 times for New York). 53% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Dryden at a glance
| Dryden | New York | U.S. | |
|---|---|---|---|
| Median home value | $230,900 | $423,800 | $332,700 |
| Median property tax paid per year | $6,295 | $6,582 | $3,119 |
| Property tax as a share of value | 2.73% | 1.55% | 0.94% |
| Median household income | $50,435 | $85,974 | $80,734 |
| Homes lived in by their owners | 53% | 54% | 65% |
| Owner homes with a mortgage | 59% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,779 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 24.1% | 22.5% | 21.0% |
| Median rent | $870 | $1,621 | $1,413 |
| Rent as a share of renters' income | 41.5% | 31.2% | 30.6% |
| Median year homes were built | 1977 | 1959 | 1980 |
| Vacant homes | 6.7% | 10.0% | 10.1% |
| Population | 1,671 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Dryden
At this week's average 30-year rate of 7.11%, buying the median Dryden home of $230,900 with 20% down costs about $1,864 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,249, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $79,891 for the 20%-down payment. That payment is 44% of the median Dryden household income of $50,435; at that income and 20% down, the 28% guideline points to a home of about $146,000.
The median rent here is $870 a month, so owning the median home costs about $994 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $46,180 |
|---|---|
| Loan amount | $184,720 |
| Principal and interest | $1,243 |
| Property taxes (2.73% a year) | $525 |
| Homeowners insurance (our estimate, 0.5% a year) | $96 |
| PMI | $0 |
| Total per month | $1,864 |
Change the numbers in the calculator
| Down payment | $8,082 |
|---|---|
| Loan amount | $226,718 |
| Principal and interest | $1,525 |
| Property taxes (2.73% a year) | $525 |
| Homeowners insurance (our estimate, 0.5% a year) | $96 |
| FHA mortgage insurance | $102 |
| Total per month | $2,249 |
Change the numbers in the calculator
Questions about home buying in Dryden
What is the median home value in Dryden?
About $230,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dryden?
Homeowners pay a median $6,295 a year, which is about 2.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dryden?
For the median home with 20% down at 7.11%, the payment is about $1,864 a month. Keeping that under 28% of gross income takes about $79,891 a year.
More about Dryden
- Mortgage Refinance in Dryden
- Debt Relief in Dryden
- Home Equity Loans in Dryden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data