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Buying a home in North Blenheim, New York

The typical owner-occupied home in North Blenheim is worth about $95,000, 78% below the New York median of $423,800 and 71% below the national median of $332,700. Owners pay a median $1,700 a year in property taxes, about 1.79% of their home's value, higher than the New York rate of 1.55%. The median household earns $133,750 a year, so the median home costs 0.7 times the median income (4.9 times for New York). 92% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.

North Blenheim at a glance

North Blenheim New York U.S.
Median home value $95,000 $423,800 $332,700
Median property tax paid per year $1,700 $6,582 $3,119
Property tax as a share of value 1.79% 1.55% 0.94%
Median household income $133,750 $85,974 $80,734
Homes lived in by their owners 92% 54% 65%
Owner homes with a mortgage 17% 58% 61%
Median monthly costs, owners with a mortgage $1,500 $2,555 $1,963
Those costs as a share of the owners' income 12.5% 22.5% 21.0%
Median rent – $1,621 $1,413
Median year homes were built 1938 1959 1980
Vacant homes 7.1% 10.0% 10.1%
Population 79 19,852,366 334,922,499

What a typical home costs per month in North Blenheim

At this week's average 30-year rate of 7.11%, buying the median North Blenheim home of $95,000 with 20% down costs about $693 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $851, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,681 for the 20%-down payment. That payment is 6% of the median North Blenheim household income of $133,750; at that income and 20% down, the 28% guideline points to a home of about $428,000.

20% down, 30-year conventional loan
Down payment$19,000
Loan amount$76,000
Principal and interest$511
Property taxes (1.79% a year)$142
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$693

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3.5% down, 30-year FHA loan
Down payment$3,325
Loan amount$93,279
Principal and interest$628
Property taxes (1.79% a year)$142
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$851

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Questions about home buying in North Blenheim

What is the median home value in North Blenheim?

About $95,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in North Blenheim?

Homeowners pay a median $1,700 a year, which is about 1.79% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in North Blenheim?

For the median home with 20% down at 7.11%, the payment is about $693 a month. Keeping that under 28% of gross income takes about $29,681 a year.

More about North Blenheim

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data