The typical owner-occupied home in Delanson is worth about $264,500, 38% below the New York median of $423,800 and 20% below the national median of $332,700. Owners pay a median $5,286 a year in property taxes, about 2.00% of their home's value, higher than the New York rate of 1.55%. The median household earns $113,750 a year, so the median home costs 2.3 times the median income (4.9 times for New York). 93% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Delanson at a glance
| Delanson | New York | U.S. | |
|---|---|---|---|
| Median home value | $264,500 | $423,800 | $332,700 |
| Median property tax paid per year | $5,286 | $6,582 | $3,119 |
| Property tax as a share of value | 2.00% | 1.55% | 0.94% |
| Median household income | $113,750 | $85,974 | $80,734 |
| Homes lived in by their owners | 93% | 54% | 65% |
| Owner homes with a mortgage | 67% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,028 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 20.4% | 22.5% | 21.0% |
| Median rent | $950 | $1,621 | $1,413 |
| Rent as a share of renters' income | 40.0% | 31.2% | 30.6% |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 21.3% | 10.0% | 10.1% |
| Population | 263 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Delanson
At this week's average 30-year rate of 7.11%, buying the median Delanson home of $264,500 with 20% down costs about $1,974 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,415, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,621 for the 20%-down payment. That payment is 21% of the median Delanson household income of $113,750; at that income and 20% down, the 28% guideline points to a home of about $356,000.
The median rent here is $950 a month, so owning the median home costs about $1,024 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $52,900 |
|---|---|
| Loan amount | $211,600 |
| Principal and interest | $1,423 |
| Property taxes (2.00% a year) | $441 |
| Homeowners insurance (our estimate, 0.5% a year) | $110 |
| PMI | $0 |
| Total per month | $1,974 |
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| Down payment | $9,258 |
|---|---|
| Loan amount | $259,709 |
| Principal and interest | $1,747 |
| Property taxes (2.00% a year) | $441 |
| Homeowners insurance (our estimate, 0.5% a year) | $110 |
| FHA mortgage insurance | $117 |
| Total per month | $2,415 |
Change the numbers in the calculator
Questions about home buying in Delanson
What is the median home value in Delanson?
About $264,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Delanson?
Homeowners pay a median $5,286 a year, which is about 2.00% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Delanson?
For the median home with 20% down at 7.11%, the payment is about $1,974 a month. Keeping that under 28% of gross income takes about $84,621 a year.
More about Delanson
- Mortgage Refinance in Delanson
- Debt Relief in Delanson
- Home Equity Loans in Delanson
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data