The typical owner-occupied home in Yorkville is worth about $156,300, 63% below the New York median of $423,800 and 53% below the national median of $332,700. Owners pay a median $3,936 a year in property taxes, about 2.52% of their home's value, higher than the New York rate of 1.55%. The median household earns $72,969 a year, so the median home costs 2.1 times the median income (4.9 times for New York). 67% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Yorkville at a glance
| Yorkville | New York | U.S. | |
|---|---|---|---|
| Median home value | $156,300 | $423,800 | $332,700 |
| Median property tax paid per year | $3,936 | $6,582 | $3,119 |
| Property tax as a share of value | 2.52% | 1.55% | 0.94% |
| Median household income | $72,969 | $85,974 | $80,734 |
| Homes lived in by their owners | 67% | 54% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,400 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 23.8% | 22.5% | 21.0% |
| Median rent | $985 | $1,621 | $1,413 |
| Rent as a share of renters' income | 18.5% | 31.2% | 30.6% |
| Median year homes were built | 1950 | 1959 | 1980 |
| Vacant homes | 9.8% | 10.0% | 10.1% |
| Population | 2,613 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Yorkville
At this week's average 30-year rate of 7.11%, buying the median Yorkville home of $156,300 with 20% down costs about $1,235 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,495, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,908 for the 20%-down payment. That payment is 20% of the median Yorkville household income of $72,969; at that income and 20% down, the 28% guideline points to a home of about $216,000.
The median rent here is $985 a month, so owning the median home costs about $250 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $31,260 |
|---|---|
| Loan amount | $125,040 |
| Principal and interest | $841 |
| Property taxes (2.52% a year) | $328 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| PMI | $0 |
| Total per month | $1,235 |
Change the numbers in the calculator
| Down payment | $5,470 |
|---|---|
| Loan amount | $153,469 |
| Principal and interest | $1,032 |
| Property taxes (2.52% a year) | $328 |
| Homeowners insurance (our estimate, 0.5% a year) | $65 |
| FHA mortgage insurance | $69 |
| Total per month | $1,495 |
Change the numbers in the calculator
Questions about home buying in Yorkville
What is the median home value in Yorkville?
About $156,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Yorkville?
Homeowners pay a median $3,936 a year, which is about 2.52% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Yorkville?
For the median home with 20% down at 7.11%, the payment is about $1,235 a month. Keeping that under 28% of gross income takes about $52,908 a year.
More about Yorkville
- Mortgage Refinance in Yorkville
- Debt Relief in Yorkville
- Home Equity Loans in Yorkville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data