The typical owner-occupied home in Wilson is worth about $172,700, 59% below the New York median of $423,800 and 48% below the national median of $332,700. Owners pay a median $4,000 a year in property taxes, about 2.32% of their home's value, higher than the New York rate of 1.55%. The median household earns $60,639 a year, so the median home costs 2.8 times the median income (4.9 times for New York). 82% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Wilson at a glance
| Wilson | New York | U.S. | |
|---|---|---|---|
| Median home value | $172,700 | $423,800 | $332,700 |
| Median property tax paid per year | $4,000 | $6,582 | $3,119 |
| Property tax as a share of value | 2.32% | 1.55% | 0.94% |
| Median household income | $60,639 | $85,974 | $80,734 |
| Homes lived in by their owners | 82% | 54% | 65% |
| Owner homes with a mortgage | 65% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,383 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 20.7% | 22.5% | 21.0% |
| Median rent | $768 | $1,621 | $1,413 |
| Rent as a share of renters' income | 28.4% | 31.2% | 30.6% |
| Median year homes were built | 1942 | 1959 | 1980 |
| Vacant homes | 6.1% | 10.0% | 10.1% |
| Population | 1,379 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Wilson
At this week's average 30-year rate of 7.11%, buying the median Wilson home of $172,700 with 20% down costs about $1,335 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,623, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,225 for the 20%-down payment. That payment is 26% of the median Wilson household income of $60,639; at that income and 20% down, the 28% guideline points to a home of about $183,000.
The median rent here is $768 a month, so owning the median home costs about $567 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,540 |
|---|---|
| Loan amount | $138,160 |
| Principal and interest | $929 |
| Property taxes (2.32% a year) | $334 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| PMI | $0 |
| Total per month | $1,335 |
Change the numbers in the calculator
| Down payment | $6,044 |
|---|---|
| Loan amount | $169,572 |
| Principal and interest | $1,141 |
| Property taxes (2.32% a year) | $334 |
| Homeowners insurance (our estimate, 0.5% a year) | $72 |
| FHA mortgage insurance | $76 |
| Total per month | $1,623 |
Change the numbers in the calculator
Questions about home buying in Wilson
What is the median home value in Wilson?
About $172,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wilson?
Homeowners pay a median $4,000 a year, which is about 2.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wilson?
For the median home with 20% down at 7.11%, the payment is about $1,335 a month. Keeping that under 28% of gross income takes about $57,225 a year.
More about Wilson
- Mortgage Refinance in Wilson
- Debt Relief in Wilson
- Home Equity Loans in Wilson
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data