The typical owner-occupied home in Natural Bridge is worth about $119,000, 72% below the New York median of $423,800 and 64% below the national median of $332,700. Owners pay a median $1,676 a year in property taxes, about 1.41% of their home's value, lower than the New York rate of 1.55%. The median household earns $50,870 a year, so the median home costs 2.3 times the median income (4.9 times for New York). 60% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Natural Bridge at a glance
| Natural Bridge | New York | U.S. | |
|---|---|---|---|
| Median home value | $119,000 | $423,800 | $332,700 |
| Median property tax paid per year | $1,676 | $6,582 | $3,119 |
| Property tax as a share of value | 1.41% | 1.55% | 0.94% |
| Median household income | $50,870 | $85,974 | $80,734 |
| Homes lived in by their owners | 60% | 54% | 65% |
| Owner homes with a mortgage | 0% | 58% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,555 | $1,963 |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1938 | 1959 | 1980 |
| Vacant homes | 0.0% | 10.0% | 10.1% |
| Population | 91 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Natural Bridge
At this week's average 30-year rate of 7.11%, buying the median Natural Bridge home of $119,000 with 20% down costs about $830 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,028, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,564 for the 20%-down payment. That payment is 20% of the median Natural Bridge household income of $50,870; at that income and 20% down, the 28% guideline points to a home of about $170,000.
| Down payment | $23,800 |
|---|---|
| Loan amount | $95,200 |
| Principal and interest | $640 |
| Property taxes (1.41% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $830 |
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| Down payment | $4,165 |
|---|---|
| Loan amount | $116,845 |
| Principal and interest | $786 |
| Property taxes (1.41% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $1,028 |
Change the numbers in the calculator
Questions about home buying in Natural Bridge
What is the median home value in Natural Bridge?
About $119,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Natural Bridge?
Homeowners pay a median $1,676 a year, which is about 1.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Natural Bridge?
For the median home with 20% down at 7.11%, the payment is about $830 a month. Keeping that under 28% of gross income takes about $35,564 a year.
More about Natural Bridge
- Mortgage Refinance in Natural Bridge
- Debt Relief in Natural Bridge
- Home Equity Loans in Natural Bridge
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data