The typical owner-occupied home in Pavilion is worth about $151,300, 64% below the New York median of $423,800 and 55% below the national median of $332,700. Owners pay a median $2,657 a year in property taxes, about 1.76% of their home's value, higher than the New York rate of 1.55%. The median household earns $86,649 a year, so the median home costs 1.7 times the median income (4.9 times for New York). 96% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.
Pavilion at a glance
| Pavilion | New York | U.S. | |
|---|---|---|---|
| Median home value | $151,300 | $423,800 | $332,700 |
| Median property tax paid per year | $2,657 | $6,582 | $3,119 |
| Property tax as a share of value | 1.76% | 1.55% | 0.94% |
| Median household income | $86,649 | $85,974 | $80,734 |
| Homes lived in by their owners | 96% | 54% | 65% |
| Owner homes with a mortgage | 71% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,243 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 16.6% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 1953 | 1959 | 1980 |
| Vacant homes | 6.4% | 10.0% | 10.1% |
| Population | 751 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Pavilion
At this week's average 30-year rate of 7.11%, buying the median Pavilion home of $151,300 with 20% down costs about $1,099 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,351, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $47,108 for the 20%-down payment. That payment is 15% of the median Pavilion household income of $86,649; at that income and 20% down, the 28% guideline points to a home of about $278,000.
| Down payment | $30,260 |
|---|---|
| Loan amount | $121,040 |
| Principal and interest | $814 |
| Property taxes (1.76% a year) | $222 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,099 |
Change the numbers in the calculator
| Down payment | $5,296 |
|---|---|
| Loan amount | $148,560 |
| Principal and interest | $999 |
| Property taxes (1.76% a year) | $222 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,351 |
Change the numbers in the calculator
Questions about home buying in Pavilion
What is the median home value in Pavilion?
About $151,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pavilion?
Homeowners pay a median $2,657 a year, which is about 1.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pavilion?
For the median home with 20% down at 7.11%, the payment is about $1,099 a month. Keeping that under 28% of gross income takes about $47,108 a year.
More about Pavilion
- Mortgage Refinance in Pavilion
- Debt Relief in Pavilion
- Home Equity Loans in Pavilion
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data