The typical owner-occupied home in Bloomville is worth about $187,500, 56% below the New York median of $423,800 and 44% below the national median of $332,700. Owners pay a median $1,462 a year in property taxes, about 0.78% of their home's value, lower than the New York rate of 1.55%. The median household earns $87,917 a year, so the median home costs 2.1 times the median income (4.9 times for New York). 67% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Bloomville at a glance
| Bloomville | New York | U.S. | |
|---|---|---|---|
| Median home value | $187,500 | $423,800 | $332,700 |
| Median property tax paid per year | $1,462 | $6,582 | $3,119 |
| Property tax as a share of value | 0.78% | 1.55% | 0.94% |
| Median household income | $87,917 | $85,974 | $80,734 |
| Homes lived in by their owners | 67% | 54% | 65% |
| Owner homes with a mortgage | 74% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $2,222 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 19.2% | 22.5% | 21.0% |
| Median rent | – | $1,621 | $1,413 |
| Median year homes were built | 2001 | 1959 | 1980 |
| Vacant homes | 16.5% | 10.0% | 10.1% |
| Population | 289 | 19,852,366 | 334,922,499 |
What a typical home costs per month in Bloomville
At this week's average 30-year rate of 7.11%, buying the median Bloomville home of $187,500 with 20% down costs about $1,209 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,521, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,817 for the 20%-down payment. That payment is 17% of the median Bloomville household income of $87,917; at that income and 20% down, the 28% guideline points to a home of about $318,000.
| Down payment | $37,500 |
|---|---|
| Loan amount | $150,000 |
| Principal and interest | $1,009 |
| Property taxes (0.78% a year) | $122 |
| Homeowners insurance (our estimate, 0.5% a year) | $78 |
| PMI | $0 |
| Total per month | $1,209 |
Change the numbers in the calculator
| Down payment | $6,562 |
|---|---|
| Loan amount | $184,104 |
| Principal and interest | $1,238 |
| Property taxes (0.78% a year) | $122 |
| Homeowners insurance (our estimate, 0.5% a year) | $78 |
| FHA mortgage insurance | $83 |
| Total per month | $1,521 |
Change the numbers in the calculator
Questions about home buying in Bloomville
What is the median home value in Bloomville?
About $187,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bloomville?
Homeowners pay a median $1,462 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bloomville?
For the median home with 20% down at 7.11%, the payment is about $1,209 a month. Keeping that under 28% of gross income takes about $51,817 a year.
More about Bloomville
- Mortgage Refinance in Bloomville
- Debt Relief in Bloomville
- Home Equity Loans in Bloomville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data