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Buying a home in Blodgett Mills, New York

The typical owner-occupied home in Blodgett Mills is worth about $135,000, 68% below the New York median of $423,800 and 59% below the national median of $332,700. Owners pay a median $3,214 a year in property taxes, about 2.38% of their home's value, higher than the New York rate of 1.55%. 85% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Blodgett Mills at a glance

Blodgett Mills New York U.S.
Median home value $135,000 $423,800 $332,700
Median property tax paid per year $3,214 $6,582 $3,119
Property tax as a share of value 2.38% 1.55% 0.94%
Median household income – $85,974 $80,734
Homes lived in by their owners 85% 54% 65%
Owner homes with a mortgage 19% 58% 61%
Median monthly costs, owners with a mortgage – $2,555 $1,963
Median rent – $1,621 $1,413
Median year homes were built 1962 1959 1980
Vacant homes 0.0% 10.0% 10.1%
Population 212 19,852,366 334,922,499

What a typical home costs per month in Blodgett Mills

At this week's average 30-year rate of 7.11%, buying the median Blodgett Mills home of $135,000 with 20% down costs about $1,051 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,275, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,022 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$27,000
Loan amount$108,000
Principal and interest$727
Property taxes (2.38% a year)$268
Homeowners insurance (our estimate, 0.5% a year)$56
PMI$0
Total per month$1,051

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3.5% down, 30-year FHA loan
Down payment$4,725
Loan amount$132,555
Principal and interest$892
Property taxes (2.38% a year)$268
Homeowners insurance (our estimate, 0.5% a year)$56
FHA mortgage insurance$60
Total per month$1,275

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Questions about home buying in Blodgett Mills

What is the median home value in Blodgett Mills?

About $135,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Blodgett Mills?

Homeowners pay a median $3,214 a year, which is about 2.38% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Blodgett Mills?

For the median home with 20% down at 7.11%, the payment is about $1,051 a month. Keeping that under 28% of gross income takes about $45,022 a year.

More about Blodgett Mills

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data