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Buying a home in Van Etten, New York

The typical owner-occupied home in Van Etten is worth about $127,500, 70% below the New York median of $423,800 and 62% below the national median of $332,700. Owners pay a median $2,363 a year in property taxes, about 1.85% of their home's value, higher than the New York rate of 1.55%. The median household earns $60,200 a year, so the median home costs 2.1 times the median income (4.9 times for New York). 79% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Van Etten at a glance

Van Etten New York U.S.
Median home value $127,500 $423,800 $332,700
Median property tax paid per year $2,363 $6,582 $3,119
Property tax as a share of value 1.85% 1.55% 0.94%
Median household income $60,200 $85,974 $80,734
Homes lived in by their owners 79% 54% 65%
Owner homes with a mortgage 53% 58% 61%
Median monthly costs, owners with a mortgage $1,292 $2,555 $1,963
Those costs as a share of the owners' income 22.6% 22.5% 21.0%
Median rent $1,023 $1,621 $1,413
Rent as a share of renters' income 27.1% 31.2% 30.6%
Median year homes were built 1938 1959 1980
Vacant homes 16.8% 10.0% 10.1%
Population 587 19,852,366 334,922,499

What a typical home costs per month in Van Etten

At this week's average 30-year rate of 7.11%, buying the median Van Etten home of $127,500 with 20% down costs about $936 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,148, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $40,108 for the 20%-down payment. That payment is 19% of the median Van Etten household income of $60,200; at that income and 20% down, the 28% guideline points to a home of about $191,000.

The median rent here is $1,023 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$25,500
Loan amount$102,000
Principal and interest$686
Property taxes (1.85% a year)$197
Homeowners insurance (our estimate, 0.5% a year)$53
PMI$0
Total per month$936

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3.5% down, 30-year FHA loan
Down payment$4,462
Loan amount$125,191
Principal and interest$842
Property taxes (1.85% a year)$197
Homeowners insurance (our estimate, 0.5% a year)$53
FHA mortgage insurance$56
Total per month$1,148

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Questions about home buying in Van Etten

What is the median home value in Van Etten?

About $127,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Van Etten?

Homeowners pay a median $2,363 a year, which is about 1.85% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Van Etten?

For the median home with 20% down at 7.11%, the payment is about $936 a month. Keeping that under 28% of gross income takes about $40,108 a year.

More about Van Etten

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data