The typical owner-occupied home in East Randolph is worth about $109,400, 74% below the New York median of $423,800 and 67% below the national median of $332,700. Owners pay a median $3,357 a year in property taxes, about 3.07% of their home's value, higher than the New York rate of 1.55%. The median household earns $75,870 a year, so the median home costs 1.4 times the median income (4.9 times for New York). 81% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
East Randolph at a glance
| East Randolph | New York | U.S. | |
|---|---|---|---|
| Median home value | $109,400 | $423,800 | $332,700 |
| Median property tax paid per year | $3,357 | $6,582 | $3,119 |
| Property tax as a share of value | 3.07% | 1.55% | 0.94% |
| Median household income | $75,870 | $85,974 | $80,734 |
| Homes lived in by their owners | 81% | 54% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,655 | $2,555 | $1,963 |
| Those costs as a share of the owners' income | 27.1% | 22.5% | 21.0% |
| Median rent | $496 | $1,621 | $1,413 |
| Rent as a share of renters' income | 21.9% | 31.2% | 30.6% |
| Median year homes were built | 1947 | 1959 | 1980 |
| Vacant homes | 11.7% | 10.0% | 10.1% |
| Population | 499 | 19,852,366 | 334,922,499 |
What a typical home costs per month in East Randolph
At this week's average 30-year rate of 7.11%, buying the median East Randolph home of $109,400 with 20% down costs about $914 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,096, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,181 for the 20%-down payment. That payment is 14% of the median East Randolph household income of $75,870; at that income and 20% down, the 28% guideline points to a home of about $212,000.
The median rent here is $496 a month, so owning the median home costs about $418 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $21,880 |
|---|---|
| Loan amount | $87,520 |
| Principal and interest | $589 |
| Property taxes (3.07% a year) | $280 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $914 |
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| Down payment | $3,829 |
|---|---|
| Loan amount | $107,418 |
| Principal and interest | $723 |
| Property taxes (3.07% a year) | $280 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $48 |
| Total per month | $1,096 |
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Questions about home buying in East Randolph
What is the median home value in East Randolph?
About $109,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in East Randolph?
Homeowners pay a median $3,357 a year, which is about 3.07% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in East Randolph?
For the median home with 20% down at 7.11%, the payment is about $914 a month. Keeping that under 28% of gross income takes about $39,181 a year.
More about East Randolph
- Mortgage Refinance in East Randolph
- Debt Relief in East Randolph
- Home Equity Loans in East Randolph
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data