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Buying a home in Lisle, New York

The typical owner-occupied home in Lisle is worth about $116,300, 73% below the New York median of $423,800 and 65% below the national median of $332,700. Owners pay a median $2,313 a year in property taxes, about 1.99% of their home's value, higher than the New York rate of 1.55%. The median household earns $73,750 a year, so the median home costs 1.6 times the median income (4.9 times for New York). 89% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Lisle at a glance

Lisle New York U.S.
Median home value $116,300 $423,800 $332,700
Median property tax paid per year $2,313 $6,582 $3,119
Property tax as a share of value 1.99% 1.55% 0.94%
Median household income $73,750 $85,974 $80,734
Homes lived in by their owners 89% 54% 65%
Owner homes with a mortgage 61% 58% 61%
Median monthly costs, owners with a mortgage $1,170 $2,555 $1,963
Those costs as a share of the owners' income 18.1% 22.5% 21.0%
Median rent – $1,621 $1,413
Rent as a share of renters' income 50.0% 31.2% 30.6%
Median year homes were built 1938 1959 1980
Vacant homes 18.6% 10.0% 10.1%
Population 239 19,852,366 334,922,499

What a typical home costs per month in Lisle

At this week's average 30-year rate of 7.11%, buying the median Lisle home of $116,300 with 20% down costs about $867 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,061, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,166 for the 20%-down payment. That payment is 14% of the median Lisle household income of $73,750; at that income and 20% down, the 28% guideline points to a home of about $231,000.

20% down, 30-year conventional loan
Down payment$23,260
Loan amount$93,040
Principal and interest$626
Property taxes (1.99% a year)$193
Homeowners insurance (our estimate, 0.5% a year)$48
PMI$0
Total per month$867

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3.5% down, 30-year FHA loan
Down payment$4,070
Loan amount$114,194
Principal and interest$768
Property taxes (1.99% a year)$193
Homeowners insurance (our estimate, 0.5% a year)$48
FHA mortgage insurance$51
Total per month$1,061

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Questions about home buying in Lisle

What is the median home value in Lisle?

About $116,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Lisle?

Homeowners pay a median $2,313 a year, which is about 1.99% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Lisle?

For the median home with 20% down at 7.11%, the payment is about $867 a month. Keeping that under 28% of gross income takes about $37,166 a year.

More about Lisle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data