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Buying a home in Voorheesville, New York

The typical owner-occupied home in Voorheesville is worth about $324,700, 23% below the New York median of $423,800 and about the same as the national median of $332,700. Owners pay a median $5,405 a year in property taxes, about 1.66% of their home's value, higher than the New York rate of 1.55%. The median household earns $111,172 a year, so the median home costs 2.9 times the median income (4.9 times for New York). 77% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Voorheesville at a glance

Voorheesville New York U.S.
Median home value $324,700 $423,800 $332,700
Median property tax paid per year $5,405 $6,582 $3,119
Property tax as a share of value 1.66% 1.55% 0.94%
Median household income $111,172 $85,974 $80,734
Homes lived in by their owners 77% 54% 65%
Owner homes with a mortgage 59% 58% 61%
Median monthly costs, owners with a mortgage $2,211 $2,555 $1,963
Those costs as a share of the owners' income 21.9% 22.5% 21.0%
Median rent $1,228 $1,621 $1,413
Rent as a share of renters' income 23.0% 31.2% 30.6%
Median year homes were built 1969 1959 1980
Vacant homes 4.9% 10.0% 10.1%
Population 2,824 19,852,366 334,922,499

What a typical home costs per month in Voorheesville

At this week's average 30-year rate of 7.11%, buying the median Voorheesville home of $324,700 with 20% down costs about $2,332 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,873, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $99,938 for the 20%-down payment. That payment is 25% of the median Voorheesville household income of $111,172; at that income and 20% down, the 28% guideline points to a home of about $361,000.

The median rent here is $1,228 a month, so owning the median home costs about $1,104 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$64,940
Loan amount$259,760
Principal and interest$1,747
Property taxes (1.66% a year)$449
Homeowners insurance (our estimate, 0.5% a year)$135
PMI$0
Total per month$2,332

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3.5% down, 30-year FHA loan
Down payment$11,364
Loan amount$318,819
Principal and interest$2,145
Property taxes (1.66% a year)$449
Homeowners insurance (our estimate, 0.5% a year)$135
FHA mortgage insurance$144
Total per month$2,873

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Questions about home buying in Voorheesville

What is the median home value in Voorheesville?

About $324,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Voorheesville?

Homeowners pay a median $5,405 a year, which is about 1.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Voorheesville?

For the median home with 20% down at 7.11%, the payment is about $2,332 a month. Keeping that under 28% of gross income takes about $99,938 a year.

More about Voorheesville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data