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Buying a home in Santo Domingo Pueblo, New Mexico

The typical owner-occupied home in Santo Domingo Pueblo is worth about $156,400, 37% below the New Mexico median of $248,100 and 53% below the national median of $332,700. Owners pay a median $900 a year in property taxes, about 0.58% of their home's value, lower than the New Mexico rate of 0.70%. The median household earns $57,375 a year, so the median home costs 2.7 times the median income (3.9 times for New Mexico). 92% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.

Santo Domingo Pueblo at a glance

Santo Domingo Pueblo New Mexico U.S.
Median home value $156,400 $248,100 $332,700
Median property tax paid per year $900 $1,731 $3,119
Property tax as a share of value 0.58% 0.70% 0.94%
Median household income $57,375 $64,059 $80,734
Homes lived in by their owners 92% 70% 65%
Owner homes with a mortgage 17% 52% 61%
Median monthly costs, owners with a mortgage $1,083 $1,564 $1,963
Those costs as a share of the owners' income 17.7% 20.6% 21.0%
Median rent – $1,067 $1,413
Median year homes were built 1974 1985 1980
Vacant homes 6.6% 12.5% 10.1%
Population 2,370 2,120,246 334,922,499

What a typical home costs per month in Santo Domingo Pueblo

At this week's average 30-year rate of 7.11%, buying the median Santo Domingo Pueblo home of $156,400 with 20% down costs about $982 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,243, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,105 for the 20%-down payment. That payment is 21% of the median Santo Domingo Pueblo household income of $57,375; at that income and 20% down, the 28% guideline points to a home of about $213,000.

20% down, 30-year conventional loan
Down payment$31,280
Loan amount$125,120
Principal and interest$842
Property taxes (0.58% a year)$76
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$982

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3.5% down, 30-year FHA loan
Down payment$5,474
Loan amount$153,567
Principal and interest$1,033
Property taxes (0.58% a year)$76
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,243

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Questions about home buying in Santo Domingo Pueblo

What is the median home value in Santo Domingo Pueblo?

About $156,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Santo Domingo Pueblo?

Homeowners pay a median $900 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Santo Domingo Pueblo?

For the median home with 20% down at 7.11%, the payment is about $982 a month. Keeping that under 28% of gross income takes about $42,105 a year.

More about Santo Domingo Pueblo

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data