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Buying a home in Jemez Pueblo, New Mexico

The typical owner-occupied home in Jemez Pueblo is worth about $169,000, 32% below the New Mexico median of $248,100 and 49% below the national median of $332,700. The median household earns $55,551 a year, so the median home costs 3.0 times the median income (3.9 times for New Mexico). 87% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Jemez Pueblo at a glance

Jemez Pueblo New Mexico U.S.
Median home value $169,000 $248,100 $332,700
Median property tax paid per year – $1,731 $3,119
Median household income $55,551 $64,059 $80,734
Homes lived in by their owners 87% 70% 65%
Owner homes with a mortgage 0% 52% 61%
Median monthly costs, owners with a mortgage – $1,564 $1,963
Median rent – $1,067 $1,413
Median year homes were built 1979 1985 1980
Vacant homes 5.2% 12.5% 10.1%
Population 2,199 2,120,246 334,922,499

What a typical home costs per month in Jemez Pueblo

At this week's average 30-year rate of 7.11%, buying the median Jemez Pueblo home of $169,000 with 20% down costs about $1,135 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,416, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $48,636 for the 20%-down payment. That payment is 25% of the median Jemez Pueblo household income of $55,551; at that income and 20% down, the 28% guideline points to a home of about $193,000.

20% down, 30-year conventional loan
Down payment$33,800
Loan amount$135,200
Principal and interest$910
Property taxes (1.10% a year)$155
Homeowners insurance (our estimate, 0.5% a year)$70
PMI$0
Total per month$1,135

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3.5% down, 30-year FHA loan
Down payment$5,915
Loan amount$165,939
Principal and interest$1,116
Property taxes (1.10% a year)$155
Homeowners insurance (our estimate, 0.5% a year)$70
FHA mortgage insurance$75
Total per month$1,416

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Questions about home buying in Jemez Pueblo

What is the median home value in Jemez Pueblo?

About $169,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Jemez Pueblo?

For the median home with 20% down at 7.11%, the payment is about $1,135 a month. Keeping that under 28% of gross income takes about $48,636 a year.

More about Jemez Pueblo

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data