The typical owner-occupied home in Windsor is worth about $484,400, 7% above the New Jersey median of $454,400 and 46% above the national median of $332,700. Owners pay a median $9,479 a year in property taxes, about 1.96% of their home's value, lower than the New Jersey rate of 2.11%. 36% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Windsor at a glance
| Windsor | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $484,400 | $454,400 | $332,700 |
| Median property tax paid per year | $9,479 | $9,590 | $3,119 |
| Property tax as a share of value | 1.96% | 2.11% | 0.94% |
| Median household income | – | $103,556 | $80,734 |
| Homes lived in by their owners | 36% | 64% | 65% |
| Owner homes with a mortgage | 26% | 64% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,829 | $1,963 |
| Median rent | – | $1,720 | $1,413 |
| Median year homes were built | 1960 | 1970 | 1980 |
| Vacant homes | 0.0% | 7.5% | 10.1% |
| Population | 325 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Windsor
At this week's average 30-year rate of 7.11%, buying the median Windsor home of $484,400 with 20% down costs about $3,600 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,407, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $154,281 for the 20%-down payment.
| Down payment | $96,880 |
|---|---|
| Loan amount | $387,520 |
| Principal and interest | $2,607 |
| Property taxes (1.96% a year) | $791 |
| Homeowners insurance (our estimate, 0.5% a year) | $202 |
| PMI | $0 |
| Total per month | $3,600 |
Change the numbers in the calculator
| Down payment | $16,954 |
|---|---|
| Loan amount | $475,626 |
| Principal and interest | $3,200 |
| Property taxes (1.96% a year) | $791 |
| Homeowners insurance (our estimate, 0.5% a year) | $202 |
| FHA mortgage insurance | $214 |
| Total per month | $4,407 |
Change the numbers in the calculator
Questions about home buying in Windsor
What is the median home value in Windsor?
About $484,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Windsor?
Homeowners pay a median $9,479 a year, which is about 1.96% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Windsor?
For the median home with 20% down at 7.11%, the payment is about $3,600 a month. Keeping that under 28% of gross income takes about $154,281 a year.
More about Windsor
- Mortgage Refinance in Windsor
- Debt Relief in Windsor
- Home Equity Loans in Windsor
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data