The typical owner-occupied home in Titusville is worth about $341,200, 25% below the New Jersey median of $454,400 and 3% above the national median of $332,700. Owners pay a median $8,636 a year in property taxes, about 2.53% of their home's value, higher than the New Jersey rate of 2.11%. The median household earns $120,234 a year, so the median home costs 2.8 times the median income (4.4 times for New Jersey). 93% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Titusville at a glance
| Titusville | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $341,200 | $454,400 | $332,700 |
| Median property tax paid per year | $8,636 | $9,590 | $3,119 |
| Property tax as a share of value | 2.53% | 2.11% | 0.94% |
| Median household income | $120,234 | $103,556 | $80,734 |
| Homes lived in by their owners | 93% | 64% | 65% |
| Owner homes with a mortgage | 38% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,795 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 13.9% | 22.9% | 21.0% |
| Median rent | – | $1,720 | $1,413 |
| Median year homes were built | 1938 | 1970 | 1980 |
| Vacant homes | 22.7% | 7.5% | 10.1% |
| Population | 501 | 9,343,809 | 334,922,499 |
What a typical home costs per month in Titusville
At this week's average 30-year rate of 7.11%, buying the median Titusville home of $341,200 with 20% down costs about $2,698 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,266, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $115,618 for the 20%-down payment. That payment is 27% of the median Titusville household income of $120,234; at that income and 20% down, the 28% guideline points to a home of about $355,000.
| Down payment | $68,240 |
|---|---|
| Loan amount | $272,960 |
| Principal and interest | $1,836 |
| Property taxes (2.53% a year) | $719 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| PMI | $0 |
| Total per month | $2,698 |
Change the numbers in the calculator
| Down payment | $11,942 |
|---|---|
| Loan amount | $335,020 |
| Principal and interest | $2,254 |
| Property taxes (2.53% a year) | $719 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| FHA mortgage insurance | $151 |
| Total per month | $3,266 |
Change the numbers in the calculator
Questions about home buying in Titusville
What is the median home value in Titusville?
About $341,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Titusville?
Homeowners pay a median $8,636 a year, which is about 2.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Titusville?
For the median home with 20% down at 7.11%, the payment is about $2,698 a month. Keeping that under 28% of gross income takes about $115,618 a year.
More about Titusville
- Mortgage Refinance in Titusville
- Debt Relief in Titusville
- Home Equity Loans in Titusville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data